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"Post Retirement Careers"- The Trending Buzzword and What it Means for You

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"Post Retirement Careers"- The Trending Buzzword and What it Means for You
October 03, 2018
"Retirement" is a word that means so many different things to different people. While, for some retirement means a final adieu to the hard scheduled professional life after decades of dedicated work, for others retirement means a rather unwelcome break from a recognized routine of work. Whatever be the case of differentiation, being retired certainly comes with changes to a familiar styleof professionallife. Hitherto working as a committed professional and the financial backbone of the family, the retired person is now off the workplace responsibilities. There used to be a predominant view, especially in the large middle class, salaried section of Indian populace that retirement means rest, spending more time with the loved ones, engaging oneself in previously discontinued or latent hobbies. A generalview of a retired person was visually depicted as a white-haired person who tends to her/his backyard garden, wearing a satisfied smile of a well-deserved "responsibility-free" time. Rightly so, it may be stated in many contexts. However, changing paradigms of a modern day life have impacted all the phases of human existence and retirement is not immune.
 

The dynamics of an economically vibrant and active life have dictated new forms of activities to us - ones that don't consider retirement as a time of non-productivity. Earlier, it was thought that voluntary retirement is the only indicator of economically-productive retirement. However, the degree of freedom that the trending professional lifestyles offer has endured that retirement -voluntary or time-bound - can be your guide to a second innings! This is where the buzz about "post-retirement" careers comes in from. Consider three examples here - there is a person, whose passion for writing could never take off due to the personal and the subsequent professional commitments, yet the person after retirement, got a chance to invest in this passion. There may be a professional executive who successfully launched an entrepreneurial venture after retirement. Or there may be a person, who opted for voluntary retirement to pursue an interest in movie making or any such enterprise and it turned out to be a game-changer for her/him. These are examples of an empowered retirement plan, where the persons created the economic resources required to invest in their goals.

The balance of professional expertise and quantum of financial freedom is changing - to the extent that retirement no longer is being viewed as a financial "stop-over" but as another milestone of participation for further investment towards economic progress and growth. The increasing employability of retired personnel is also because of the immense work-related experience that gives these personnel an edge over younger talent in any organization. Post-retirement career maintenance and growth is a much planned activity and requires consistent and calculated execution. Therefore, the importance of careful financial planning over the years becomes all the more evident. Planning of resources and capital growth will ensure stability when it comes to building a parallel career after retirement.

HDFC Life offers HDFC Life Click 2 Retire- a highly beneficial and comprehensive plan for capital resource planning concerning your retirement. For more details, check the following link:

https://www.hdfclife.com/retirement-and-pension-plans/click-2-retire

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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