How much life insurance is enough?
Use our quick and simple calculator to know what’s ideal for you.
- Webpages
- Documents
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
For NRI Customers
(To Buy a Policy)
-
![Contact Image]()
Call (All Days, Local charges apply)
-
![Contact Image]()
Email ID
-
![Contact Image]()
Whatsapp
(If you're our existing customer)
-
![Contact Image]()
Call (Mon-Sat, 10am-9pm IST, Local Charges Apply)
-
![Contact Image]()
Email ID
For Online Policy Purchase
(New and Ongoing Applications)
-
![Contact Image]()
Call (All Days & Toll free)
-
![Contact Image]()
Schedule a call
-
![Contact Image]()
Whatsapp
-
![Contact Image]()
Give missed call to buy a policy
-
![Contact Image]()
Email
Branch Locator
-
![Contact Image]()
Locate a branch
For Existing Customers
(Issued Policy)
-
![Contact Image]()
Whatsapp
-
![Contact Image]()
Call (Mon to Sat, from 10 am to 7 pm, Call charges apply)
-
![Contact Image]()
Email
Fund Performance Check
-
![Contact Image]()
Call (Missed Call)
HDFC Life Click 2 Protect Ultimate
HDFC Life Click 2 Protect Ultimate
UIN: 101N179V01A term plan tailored to your needs, ensuring you and your loved ones remain protected, in the form a life cover with terminal illness benefit.
Life Cover with Terminal Illness Benefit2
Hassle-Free Claim Procedure
Return of Premium3 Option
1800-266-9777
(All Days, from 9am to 9pm, Toll Free)
Why HDFC Life Click 2 Protect Ultimate?
A Non-Linked, Non Participating, Individual, Pure Risk Premium / Savings Life Insurance Plan
A 100% claim assurance*, ensuring complete transparency, reliability, and hassle-free claim resolution for your peace of mind.
Provides Acceleration of Death benefit2 on diagnosis of specified terminal illnesses, till age 80 years.
Get back all Premium(s) paid on survival till maturity with Return of Premium3 option
Option to receive Death Benefit in Instalments
A 100% claim assurance*, ensuring complete transparency, reliability, and hassle-free claim resolution for your peace of mind.
Provides Acceleration of Death benefit2 on diagnosis of specified terminal illnesses, till age 80 years.
Get back all Premium(s) paid on survival till maturity with Return of Premium3 option
Option to receive Death Benefit in Instalments
Your Plans. Your Benefits
- Death Benefit
- Terminal Illness Benefit
- Maturity Benefit
Death Benefit
Death Benefit
-
Death Benefit” is payable as a lump sum if life assured dies during the policy term.
-
It is the higher of:
- Sum Assured on Death
- 105% of Total Premiums Paid
-
Sum Assured on Death for Single Pay (SP) is the highest of:
- 125% of Single Premium
- Sum Assured on Maturity
-
Basic Sum Assured Sum Assured on Death for Other than Single Pay (Limited Pay and Regular Pay) is the highest of:
- 10 times of the Annualized Premium
- Sum Assured on Maturity
-
Basic Sum Assured
Where,
a) Annualized Premium is the premium amount payable in a year chosen by the policyholder, excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
b) Total Premiums Paid are the total of all the premiums received, excluding any extra premium, any rider premium and taxes. Where additional options have been selected, Total Premiums Paid includes premium paid for base option as well as the premium paid for additional options selected.
c) Sum Assured on Death is the absolute amount of benefit which is guaranteed to become payable on death of the life assured in accordance with the terms and conditions of the policy or an absolute amount of benefit which is available to meet the health cover.
d) Basic Sum Assured is the amount of sum assured chosen by the policyholder.
e) Sum Assured on Maturity is the amount which is guaranteed to become payable on maturity of the policy, in accordance with the terms and conditions of the policy.
Check Eligibility Criteria
Before buying HDFC Life Click 2 Protect Ultimate
ELIGIBILITY CRITERIA
| Min. Age at Entry | 18 years |
| Max. Age at Entry | 50 years |
| Min. Age at Maturity | 18 years |
| Max. Age at Maturity | 85 years |
Min. Policy Term |
Single Pay: 1 month |
| Regular Pay: 2 years | |
| Limited Pay: 3 years | |
| Max. Policy Term | 40 |
| Min. Basic Sum Assured | INR 1,00,00,000 |
| Max. Basic Sum Assured | INR 3,00,00,000 |
| Premium Payment Term | Single Pay, Regular Pay, Limited Pay |
| Premium Payment Frequency | Monthly, Half-yearly, Quarterly, Annually |
All ages are expressed as on last birthday.
Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years.
In all cases, the relationship between the proposer and life assured shall be granted to the extent of insurable interest only.
Personal details
Your Required life cover to protect your family’s future is
₹ 0
Recommended plans for you
Not sure which insurance to buy?
Talk to an
Advisor right away
We help you to choose best insurance plan based on your needs
Have a question
We’ll tell you everything you need to know about HDFC Life Click 2 Protect Ultimate Plan
1 Why HDFC Life Click 2 Protect Ultimate?
HDFC Life Click 2 Protect Ultimate ensures you and your loved ones remain protected, in the form a life cover with terminal illness benefit with 100% claim assurance.*
2 What are the premium paying frequencies available for this plan?
Annual, half-yearly, quarterly and monthly frequencies are available under this product.
3 Can I decrease the policy term and the premium payment term after the policy has been issued?
No, you cannot reduce the policy term and the premium payment term. However, you can increase the policy term and the premium payment term subject to boundary conditions.
4 Can I change my premium frequency after the policy has been issued?
Yes, as the Policyholder, You can alter the Premium frequency during the Premium Payment Term.
5 Are there any specific exclusions in this plan?
To know detailed information related to exclusions, read Product Brochure.
6 Does this plan offer tax benefits?
Premium(s) paid by an individual or HUF under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, subject to the conditions/ limits specified therein. Under Section 10 (10D) of the Income Tax Act, 1961, the benefits received from this policy are exempt from tax, subject to the conditions specified therein.
Please note that the above mentioned benefits are as per the current tax rules. Your tax benefits may change if the tax rules are changed. You are requested to consult your tax advisor.
2- Terminal Illness Benefit has a 6 month waiting period from the Policy Risk Commencement Date
3- Available upon payment of additional premium(s).
* The policy must be in force on the date of death, with all premiums fully paid, except for the exclusion clauses mentioned in Part F of the policy document.
ARN: PP/01/25/20564
