RESUME APPLICATION PAY PREMIUM
Fund Performance

Fund Performance

Knowledge Center

Knowledge Center

About Us

About Us

Tools and Calculators

Tools & Calculators

Quick links

Mobile (Download app)
  • Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

RESUME APPLICATION PAY PREMIUM

What do you want to do?

Quick links

Mobile (Download app)

Download HDFC Life App

Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!

Apple Logo Go to Google Play Store

Equity Plus Fund

down-arrow
March 08, 2017

Table of Content

 

Equity Plus Funds are launched by unit-linked insurance plans (ULIPs), mutual funds and other investment categories.

What is an Equity Plus Fund?

The equity plus fund aims at generating returns in accordance with a predetermined objective like outperforming a benchmark index or beating inflation or outperforming the yield on a 10-Year government bond.

'Equity Plus Funds' is the name given by ULIPs / mutual funds to their offerings that meet either of these objectives:

  • generating long-term capital appreciation in line or better than a benchmark index like the Nifty
  • beating inflation with controlled allocations to equity investments
  • generating a return higher than the 10-Year government bond by taking on limited risk through equities

How Does an Equity Plus Fund Work?

Typically, equity plus funds invest in:

  • equities - if they are geared to outperform a particular index
  • corporate bonds and government securities with limited equity investments if they are pre-disposed to beat a benchmark like inflation or the 10-year government bond

Equity plus funds look at investing in accordance with the mandate given to the fund manager. Risk is usually controlled to that end with the fund manager looking clearly at meeting the pre-defined objective. Taking on unnecessary risk is not an option for the fund manager. The investment guidelines vary across ULIPs / mutual funds and investors are informed of this through product literature / company websites.

Who Is It Suitable For?

For an investor with appetite for risk and long-term goals like saving for child's education, retirement planning or child's marriage, equity plus funds can prove useful either on a standalone basis or in combination with other investment options.

Related Articles

Related Insurance Definitions:

Products Offered by HDFC Life:

Show Full Article
Hide Full Article

Term Plan Articles Term Plan Articles

Investment Articles Investment Articles

Savings Articles Savings Articles

Life Insurance Articles Life Insurance Articles

Tax Articles Tax Articles

Retirement Articles Retirement Articles

ULIP Articles ULIP Articles

Health Plans Articles Health Plans Articles

Child Plans Articles Child Plans Articles

Popular Calculators Popular Calculators

Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

LinkedIn profile
Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

LinkedIn profile
Reviewed By Reviewed By:

Here's all you should know about life insurance.

We help you to make informed insurance decisions for a lifetime.

What Is Insurance?

What Is Insurance?

Learn the essentials of what is insurance, its types, benefits, and how it protects your finances. Get insights into life and general insurance policies today.

Blue Chip Fund

Diversified Equity Mutual Funds

Insurance Overload: Are You Hoarding Policies Instead of Securing Your Future?

Find out exactly how many insurance products do you need to protect your familys future. Avoid policy overload and secure peace of mind with expert insights.

Insurance Overload: Are You Hoarding Policies Instead of Securing Your Future?
Random Musings of a 20-Something Previous
Random Musings of a 20-Something Next
HDFC life
HDFC life

HDFC Life

Reviewed by Life Insurance Experts

HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

Popular Search

Popular Searches