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Small Sacrifices Today for a Better Tomorrow

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June 23, 2017
Eid Mubarak!

The festival of Eid-Al-Fitr is here, and it is a time of celebration and joy. It marks the end of the month of Ramadan or Ramzan, when Muslims around the world observe a fast from sunrise to sunset. On the first day of the festival, Muslims head to the mosque to say their Eid prayers early in the morning. Then they start the celebrations with family members and friends by enjoying an elaborate breakfast. Like most other festivals, celebrants wear new clothes and prepare sweets like kheer. Gifts are given to women and children in the form of Eidi. On the whole, the festival preaches goodwill, compassion and love for all. And most of us, whether we follow Ramzan or not, enjoy feasting on the day of Eid.

From Sacrifice to Celebration
The reason why Eid is such a heart-warming celebration is because it comes after a month of reflection and sacrifice. While most of us may indulge in some Eid treats, only those who have first observed Ramzan truly understand the celebration of Eid-Al-Fitr. What this teaches us, is the importance of sacrifice in reaping rewards later on in life. This especially holds true when it comes to insurance. If we want to secure our financial future, and the future of our loved ones, we need to make a few sacrifices today.

Sacrifices for Insurance
Just like Muslims give up their food for a month, even you sacrifice a part of your income as a premium while opting for insurance. Despite the challenges while opting for insurance, you and your family will surely reap the financial benefits. Insurance provides financial stability to you and your loved ones in times of need. It can also help you fulfil your financial goals and your family members' dreams. Tomorrow, if your child would like to pursue an education abroad, a good insurance plan can help them achieve their goals, and a part of your income is a small price to pay for your child's success. The benefits you reap with an insurance plan mirrors the delicacies enjoyed on Eid. A few years of sacrifices will allow you to enjoy a better tomorrow.

A Small Price to Pay
Let's say you're looking to buy a new car. What you need is a small sedan to help you and your family get around the city every day. But, you have your eye on a fancy new SUV that has just been launched and costs a pretty penny. While you may not want to give up on your dream car, it's probably a good idea to buy a smaller, more practical car, and put the money you save in a good insurance policy. If you like, you can put the saved amount in a retirement plan, so that when you're ready to bid goodbye to the working world, you've built up a lovely nest egg for you to retire on. 

The Importance of Insurance
While opting for insurance may involve small sacrifices on your part now, in the long run, you and your family members will be able to benefit from financial stability. Insurance provides you with a sense of security during the challenging times of your life. A health plan helps you in times of medical emergencies, while investment plans allow you to plan for a happy and successful future. On the other hand, a life insurance plan will secure the financial future of your loved ones even when you are no longer around to look after them.

This Eid, while you're out celebrating with family and friends, think about making a small sacrifice and investing in a best investment plan.Then, when the time comes, you and your family members can reap the benefits!

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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