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Why HDFC Life Wealth Elite is just right for you?

 A Non-Participating Unit Linked Individual Life Insurance Plan

Why HDFC Life Sanchay Legacy?
  • The plan suits you, if you aspire to make your money work harder, so that you get to enjoy the exclusive life.

  • This plan is suitable for investors looking for efficient wealth creation options and wants to ensure higher financial protection for their family as their responsibilities grow.

  • Choice of 8 fund options 

  • Comprehensive death benefit

  • The plan suits you, if you aspire to make your money work harder, so that you get to enjoy the exclusive life.

  • This plan is suitable for investors looking for efficient wealth creation options and wants to ensure higher financial protection for their family as their responsibilities grow.

  • Choice of 8 fund options 

  • Comprehensive death benefit

Why HDFC Life Sanchay Legacy?

Your Plan. Your Benefits

View the benefits available for you

  • Maturity Benefit
  • Comprehensive Death Benefit
  • Investment Strategy
  • Charges
  • Tax Benefit

Maturity-Benefit

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Minimum Entry Age

0 Years

Maximum Entry Age

65 Years (for standard lives)

Maximum Maturity Age

75 Years

Policy Term

10 to 20 Years

Premium Payment Term (PPT)

Regular PPT: Same as policy term
Limited PPT: 10 Years

Premium Payment Frequency

Annual, Half-Yearly, Monthly1

Minimum Premium

Annual : ₹2,00,000
Semi Annual : ₹100,000
Monthly : ₹20,000

Minimum Sum Assured
Maximum Sum Assured

For age up to 44 years
Annualized Premium2 x 10
Annualized Premium x 20

 For age above 44 years
Annualized premium x (7 only)3


Annualized premium x (10 only)

1. For monthly mode, maximum 3 monthly premiums will be required to be paid on the commencement of the policy and only automated modes of payment shall be available for future payments.

2. Annualized premium means the premium amount payable in a year, excluding the taxes, rider premiums and underwriting extra premium, if any.

3. Policyholder with entry age 45 years and above has option to choose Sum Assured as 7 or 10 times the annualized premium at inception.

The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

HDFC Life Wealth Elite (UIN: 101L154V01) is the name of the Non-Participating Unit Linked Individual Life Insurance Plan.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Wealth Elite (UIN: 101L154V01) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ARN - EU/07/22/28277