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RESUME APPLICATION PAY PREMIUM

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HDFC Life Saral Jeevan Bima is a simple solution

A Non Linked Non Participating Individual Pure Risk Premium Life Insurance Plan

  • Provides financial protection to your family in your absence

  • Single, Limited and Regular premium payment options to choose from

  • Additional protection through riders1

  • Tax benefits as per prevailing tax laws2

  • Provides financial protection to your family in your absence

  • Single, Limited and Regular premium payment options to choose from

  • Additional protection through riders1

  • Tax benefits as per prevailing tax laws2

  1. Not applicable for policies sold through POSP channel.
  2. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
  1. Not applicable for policies sold through POSP channel.
  2. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.

Benefits kept plain and simple

Ensure your loved ones are secure

View the benefit basis the waiting period

  • Death during Waiting period
  • Death after Waiting period

Death during Waiting period

Waiting period of 45 days from the date of commencement of risk

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Regular / Limited Premium

  • Get a one-time lump sum payment1 upon accidental death which shall be the highest of:

    1. 10 times the Annualized Premium or
    2. 105% of all premiums paid as on the date of death or
    3. Absolute amount assured to be paid on death.

  • In case of death due to other than accident, the Death Benefit is equal to 100% of all premiums paid excluding taxes, if any.

  • Disclaimer:

    1. On death of the Life Assured during the Waiting Period and provided the Policy is in force.

    For complete details, please read the Product brochure.

    Premiums referred above shall not include any extra amount chargeable under the policy due to underwriting decision and rider premium(s), if any.

    Absolute amount assured to be paid on death shall be an amount equal to Basic Sum Assured.

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Single Premium

  • Get a one-time lump sum payment1 upon accidental death which shall be the highest of:

    1. 125% of Single premium or
    2. Absolute amount assured to be paid on death.

  • In case of death due to other than accident, the Death Benefit is equal to 100% of all premiums paid excluding taxes, if any.

  • Disclaimer:

    1. On death of the Life Assured during the Waiting Period and provided the Policy is in force.

    For complete details, please read the Product brochure.

    Premiums referred above shall not include any extra amount chargeable under the policy due to underwriting decision and rider premium(s), if any.

    Absolute amount assured to be paid on death shall be an amount equal to Basic Sum Assured.

Calculate Premium Talk to an Advisor

Check Your Eligibility

Before buying HDFC Life Saral Jeevan Bima

ELIGIBILITY CRITERIA

 

Eligibility Criteria

Minimum

Maximum

Entry Age

18 years

65 years

Maturity Age

23 years

70 years

Premium Payment Term

And Policy Term

 

Premium Payment Mode

Minimum Policy Term

Maximum Policy Term

Single Pay, Regular Pay

5 years

40 years

Limited- 5 Pay

6 years

Limited-10 Pay

11 years

Sum Assured

(only in multiples of 50,000)

₹ 5,00,000

There is no maximum limit. However, the acceptance of any case is subject to Board Approved Underwriting Policy (BAUP)

All ages mentioned above are age last birthday. For all ages, risk commences from the date of inception of the contract.

Decoding Term plans for you!

Tune in to this video to know about our Term Plans.


Customize your cover with these riders

Add on Riders in insurance are critical to ensure you are covered against all contingencies.
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    HDFC Life Income Benefit on Accidental Disability Rider- Non Linked

    UIN: 101B041V01

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider – Non Linked

    UIN: 101B040V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

    DOWNLOAD
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The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

Disclaimer

T&C*

  1. Not applicable for policies sold through POS channel.

ARN: EU/07/21/24438