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RESUME APPLICATION PAY PREMIUM

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Why HDFC Life Star Saver is just right for you?

A Non-Linked Non-Participating Individual Life Insurance Savings Plan

Why HDFC Life Sanchay Legacy?

  • This plan is suitable if you are looking for guaranteed1 tax free benefits2 along with a life cover

  • Guaranteed1 Maturity Benefit

  • Pay only for 5 years and get death benefit over full Policy Term

  • Additional death benefit in event of an accident

  • Tax benefits2 as per prevailing tax laws

  • This plan is suitable if you are looking for guaranteed1 tax free benefits2 along with a life cover

  • Guaranteed1 Maturity Benefit

  • Pay only for 5 years and get death benefit over full Policy Term

  • Additional death benefit in event of an accident

  • Tax benefits2 as per prevailing tax laws

Why HDFC Life Sanchay Legacy?

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.

Your Plan. Your Benefits

View the benefits available for you

  • Maturity Benefit
  • Death Benefit
  • Additional Death Benefit
  • Tax Benefits

Maturity Benefit

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Maturity Benefit

  • On staying invested for a chosen policy term, you get a tax free guaranteed lump sum amount on maturity, which is paid to you as a combination of:

    Sum Assured on Maturity + Accrued Guaranteed Additions + Loyalty Benefit

    Where,
    Sum Assured on Maturity is a guaranteed amount equal to basic sum assured, which is paid to you at the end of a chosen policy term after you have completely paid the required premium amount as and when due. Basic sum assured is calculated based on your age, policy term and the annual premium paid.

    Guaranteed Additions are credited to your policy at the end of each policy year and are calculated as a percentage of Sum Assured on Maturity (see table below). These are accrued over the entire policy term and paid to you at the end of the policy term

    Loyalty Benefit is a special benefit paid to you as a percentage of sum assured on maturity if you have paid all applicable premium amounts and stay till the end of your policy term.

    Policy Term (Years)/ Annualized Premium Band (Rs.)

    24,000 to 59,999 p.a

    60,000 to 119,999

    p.a

    120,000 to 179,999 p.a

    180,000 and above p.a

    Guaranteed Additions

    Loyalty Benefit

    Guaranteed Additions

    Loyalty Benefit

    Guaranteed Additions

    Loyalty Benefit

    Guaranteed Additions

    Loyalty Benefit

    10

    7%

    5%

    7.5%

    12.5%

    7.5%

    20%

    8%

    20%

    12

    7%

    6%

    7.5%

    15%

    7.5%

    24%

    8%

    24%

    15

    7%

    7.5%

    7.5%

    18.75%

    7.5%

    30%

    8%

    30%

    % is defined as % of Sum Assured on Maturity

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Check Eligibility Criteria

ELIGIBILITY CRITERIA

Minimum / Maximum Age at Entry

 

For Policy Term 10 Years : 8 Years– 60 Years
For Policy Term 12 Years : 6 Years– 60 Years
For Policy Term 15 Years: 3 Years– 60 Years

(Age last birthday)

Minimum / Maximum Maturity Age


18 Years- 75 Years

(Age last birthday)

Policy Term

10, 12 and 15 Years

Premium Paying Term (PPT)

5 Years

Minimum / Maximum Premium (₹)


Minimum :

Annual Mode: ₹ 24,000
                   

Half-Yearly Mode: ₹ 33,000
                 

Monthly Mode: ₹ 5,500

Maximum: No Limit (subject to Board approved Underwriting Policy)

Minimum / Maximum Basic Sum Assured (₹)

Minimum: ₹67,950
Maximum: No Limit (subject to Board approved Underwriting policy)

Premium Payment Modes

Annual, Half-Yearly, Monthly1

1. For monthly mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.

Customise your cover these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
  • icon

    HDFC Life Term Rider

    UIN: 101B019V01

    We pay a lump sum amount equal to the Rider Sum Assured on Death is paid and the rider cover ceases.

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Rider

    UIN: 101B018V01

    We pay one-time lump sum benefit if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD
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Disclaimer

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.

ARN: EU/07/22/28264