Why HDFC Life Secured Income Insurance Plus is just right for you?
A non-linked Participating Individual Life Insurance Savings Plan
This plan is suited for those who want to build savings securely and want to ensure planned financially help their loved once in case of an unfortunate event.
Death Benefit with Family Income Payout option
Build corpus for your future
Flexibility to choose the number of years you want to pay premiums
This plan is suited for those who want to build savings securely and want to ensure planned financially help their loved once in case of an unfortunate event.
Death Benefit with Family Income Payout option
Build corpus for your future
Flexibility to choose the number of years you want to pay premiums
Your Plan. Your Benefits
View the benefits available for you
- Death Benefit
- Attractive Tax Free Returns
- Limited Pay option
- Discount on higher premium
Death Benefit
Death Benefit
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In this plan, there is Death Benefit with Family Income Payout option
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In case of an unfortunate event of death, your family will be paid Guaranteed Death Benefit (GDB) amount along with the accumulated bonus in lump sum. GDB amount will be higher of following :
- 10 times the Annualized Premium
- Sum Assured
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In this plan, death benefit is never less than 105% of the Total Premiums Paid.
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Family Income Payout Option: You have the option to receive a part of the Death Benefit as Family Income Payout. In this case your family will receive 50% of the GDB amount along with the accumulated bonus as a lump sum amount. The remaining death benefit will be paid as monthly income spread over 60 months. Each monthly installment will be equal to 1% of GDB.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Minimum / Maximum Age at Entry |
0 Years – 50 Years |
Minimum / Maximum Age at Maturity |
18 Years – 70 Years |
Premium Paying Term (PPT) |
5, 8 or 10 Years |
Policy Term (Years) |
For PPT 5 Years: 10 – 20 Years |
Minimum Premium (₹) |
For PPT 5 Years: ₹ 50,000 p.a. |
Maximum Premium |
No Limit, subject to Board Approved Underwriting Policy (BAUP) |
Modes of Premium payment |
Annual, Monthly |
Guaranteed addition of 10% of sum assured on maturity |
Yes |
Customize your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Savings Plan with them.
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HDFC Life Term Rider
UIN: 101B019V01
We pay a lump sum amount equal to the Rider Sum Assured on Death is paid and the rider cover ceases.
DOWNLOAD -
HDFC Life Critical Illness Rider
UIN: 101B018V01
We pay one-time lump sum benefit if diagnosed with of any of the specified critical illnesses.
DOWNLOAD -
HDFC Life Accidental Death Disability and Dismemberment Benefit Rider
UIN: 101B017V01
We pay additional lump sum amount in case of Accidental Death, Disability or Dismemberment
DOWNLOAD
ARN: EU/07/22/28275