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RESUME APPLICATION PAY PREMIUM

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Why HDFC Life Saral Jeevan is just right for you?

An Individual Non-Linked Non-Participating Savings Life Insurance Plan

Why HDFC Life Saral Jeevan is just right for you?

  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

Why HDFC Life Saral Jeevan is just right for you?

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

Your Plan. Your Benefits

View the benefits available for you

  • Life Insurance Cover during full policy term
  • Maturity Benefit
  • Tax Benefits

Life Insurance Cover during full policy term

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Life Insurance Cover during full policy term

  • This plan ensures that your family is financially protected by paying them Sum Assured on Death upon the demise of the life assured.

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Check Eligibility Criteria

ELIGIBILITY CRITERIA

Premium Payment Term (PPT)
Lump Sum Variant : 6/7/8/9/10/11/12 years

Income Variant : 5/6/7/8/9/10/11 years
 

Policy Term

 Lump sum Variant Income Variant

6 PPT: 12 years

 5 PPT: 5 years
6 PPT: 6 years
7 PPT: 7 years

7 to 12 PPT: 12 to 20 years

 8 PPT: 8 years
9 PPT: 9 years
10 PPT:10 years
11 PPT: 11 years
Minimum Age at Entry (as on last birthday) 0 years (30 Days)*
Maximum Age at Entry (as on last birthday) 65 years
Min. Maturity Age 18 years
Max. Maturity Age 85 years
Premium Payment Mode Annual, Half Yearly, Monthly#

Min. Premium

 PPT Min. Premium

5,6 yrs

 20,000 (Annual)
12,000 (Half Yearly)
2,000 (Monthly)

7,8,9 yrs

 15,000 (Annual)
9,000 (Half Yearly)
1,500(Monthly)

10,11,12 yrs

 10,000 (Annual)
6,000 (Half Yearly)
1,000 (Monthly)
Maximum Premium No Limit (subject to Board approved Underwriting policy)
Income Payout Mode Annual, Monthly

* The entry age and the policy term selected shall be such that the maturity age limits are met. For example, the minimum entry age shall be 7 years for the 11 years policy term, 6 years for the 12 year policy term and so on.

# For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy

Customise your cover with these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider- Non Linked

    UIN: 101B041V01

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider – Non Linked

    UIN: 101B040V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

    DOWNLOAD
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Disclaimer

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

ARN: PP/09/24/15938