Why HDFC Life Saral Bachat is just right for you?
A Non-Linked Non-Participating Individual Life cum Savings Insurance Plan
If you want guaranteed1 returns on your regular savings to fulfill your long term goals and you want to start with a smaller premium, this plan can be suitable for you.
Life insurance cover during full policy term
Choice to take maturity benefit in lump sum or as regular income
Guaranteed1 Returns
If you want guaranteed1 returns on your regular savings to fulfill your long term goals and you want to start with a smaller premium, this plan can be suitable for you.
Life insurance cover during full policy term
Choice to take maturity benefit in lump sum or as regular income
Guaranteed1 Returns
Your Plan. Your Benefits
View the benefits available for you
- Life Insurance Cover
- Maturity Benefit
- Tax Benefits
Life Insurance Cover
Life Insurance Cover
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This plan ensures that your family is financially protected in your absence by paying a Sum Assured upon demise of the life assured.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Premium Paying Term (PPT) |
6/8/10 years |
|
Policy Term |
Lump sum Variant |
Income Variant |
6 PPT: 12 years 8 PPT: 12/16 years 10 PPT: 15/20 years |
6 PPT: 6 years 8 PPT: 8 years 10 PPT:10 years |
|
Minimum Age at Entry (as on last birthday) |
6 PPT: 12 years 8 PPT : 10 years 10 PPT: 8 years |
|
Maximum Maturity Age |
65 years |
|
Maximum Age at Entry (as on last birthday) |
50 years |
|
Premium Payment Mode |
Annual, Half Yearly, Monthly1 |
|
Minimum Premium |
PPT 6 Years: ₹ 20,000 (Annual) ₹ 12,000 (Half Yearly) ₹ 2,000 (Monthly) |
|
PPT 8 years: ₹ 15,000 (Annual) ₹ 9,000 (Half Yearly) ₹ 1,000 (Monthly) |
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PPT 10 years: ₹ 10,000 (Annual) ₹ 6,000 (Half Yearly) ₹ 1,000 (Monthly) |
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Maximum Premium |
₹ 95,000 (subject to Board approved underwriting policy) | |
Income Payout Mode |
Annual, Monthly |
1. For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.
1. Guaranteed returns are paid on survival during the policy term, provided all due premiums are paid during the premium payment term.
ARN: EU/07/22/28274