Why HDFC Life Sampoorna Jeevan is just right for you?
An Individual non-linked Participating Savings Life Insurance Plan
If you want to buy a plan that helps you fulfill multiple financial needs, like getting a life insurance cover, creating a second income, saving for child's education, receiving post-retirement income, then this plan is suitable for you.
Life Cover for entire Policy Term
Limited premium payment options
Choose from 5 bonus options
Avail guaranteed1 regular income or lump sum payouts or both
If you want to buy a plan that helps you fulfill multiple financial needs, like getting a life insurance cover, creating a second income, saving for child's education, receiving post-retirement income, then this plan is suitable for you.
Life Cover for entire Policy Term
Limited premium payment options
Choose from 5 bonus options
Avail guaranteed1 regular income or lump sum payouts or both
1. Guaranteed Income Benefit is paid on survival during the policy term, provided all due premiums are paid during the premium payment term
1. Guaranteed Income Benefit is paid on survival during the policy term, provided all due premiums are paid during the premium payment term
Your Plan. Your Benefits
View the benefits available for you
- Life Cover
- Premium Payment Term
- Payout
- Bonus
- Tax Benefit
- Additional Benefit
Life Cover
Life Cover
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On inception of policy, you need to choose between the two plan variants:
Sampoorna Jeevan 75 – Under this variant, policy matures at the end of 25, 30, 35, 40 years or at age 75 years as per the benefit combination chosenSampoorna Jeevan 100 – Under this variant, policy matures at the end of 25, 30, 35, 40 years or at age 100 years as per the benefit combination chosen
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Life cover for entire Policy Term
Life Insurance Cover Amount = ( Higher of 10 times1 the annualized premium OR Basic Sum Assured OR 105% of the total premiums received up to the date of death ) + Applicable Bonuses
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Disclaimer:
1. 7 or 10 times for entry age of 45 years and above. Annualized Premium shall be the premium payable in a year, excluding the taxes, underwriting extra premiums and loadings for modal premiums, if any.
Check Eligibility Criteria
Before buying HDFC Life sampoorna-jeevan
ELIGIBILITY CRITERIA
Eligibility Parameters |
Premium Payment Term (Years) |
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6 |
8 |
10 |
12 |
15 |
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Minimum age at entry (as on last birthday) |
Sampoorna Jeevan 75 |
12 years |
10 years |
8 years |
6 years |
3 years |
|
Sampoorna Jeevan 100 |
18 years |
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Maximum Age at Entry (as on last birthday) |
Sampoorna Jeevan 75 |
Lump Sum Option |
60 years |
60 years |
60 years |
58 years |
55 years |
Income Option |
54 years |
52 years |
50 years |
48 years |
45 years |
||
Lump Sum with Income Option |
54 years |
52 years |
50 years |
48 years |
45 years |
||
Income with Lump Sum Option |
54 years |
52 years |
50 years |
48 years |
45 years |
||
Sampoorna Jeevan 100 |
Lump Sum Option |
60 years |
60 years |
60 years |
58 years |
55 years |
|
Income Option |
54 years |
52 years |
50 years |
48 years |
45 years |
||
Lump Sum with Income Option |
45 years |
45 years |
45 years |
45 years |
45 years |
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Income with Lump Sum Option |
54 years |
52 years |
50 years |
48 years |
45 years |
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Min Age at Maturity (as on last birthday) |
Sampoorna Jeevan 75 variant : 28 years |
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Max Age at Maturity (as on last birthday) |
Sampoorna Jeevan 75 variant : 75 years |
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Policy Term |
Sampoorna Jeevan 75: Fixed Policy Term of 25, 30, 35, 40 years or 75 minus age at entry |
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Minimum Premium (₹.) |
Annual |
12,000 | |||||
Half- Yearly |
5,000 |
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Monthly1 |
1,000 |
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Maximum Premium (₹.) |
No Limit (subject to Board approved underwriting policy) |
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Premium Payment Frequency |
Annual, Half-Yearly, Monthly1 |
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Survival Benefit Payout Mode |
Monthly, Quarterly, Semi-Annually, Annually |
1. For monthly mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Income Benefit on Accidental Disability Rider- Non Linked
UIN: 101B041V01
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
DOWNLOAD -
HDFC Life Protect Plus Rider – Non Linked
UIN: 101B040V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.
DOWNLOAD
ARN: PP/09/24/15744