RESUME APPLICATION PAY PREMIUM
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RESUME APPLICATION PAY PREMIUM

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Why HDFC Life Pragati is ideal for you?

A Non-Linked Participating Life insurance plan helps in growing your savings and securing your future

  • Choose from multiple term options from 5-20 years to suit your needs

  • Increase in policy’s value as we may declare bonuses

  • Guaranteed return of Premiums on Maturity/Death

  • Even if you miss paying your premiums, we will continue to pay full Death Benefit1 for 2 years from the date of last unpaid premium

  • Policy loan available

  • Choose from multiple term options from 5-20 years to suit your needs

  • Increase in policy’s value as we may declare bonuses

  • Guaranteed return of Premiums on Maturity/Death

  • Even if you miss paying your premiums, we will continue to pay full Death Benefit1 for 2 years from the date of last unpaid premium

  • Policy loan available

  1. Please check Auto Cover Continuance section in the product brochure.
  1. Please check Auto Cover Continuance section in the product brochure.

Your Plan. Your Benefits

Choose a combination of policy term and premium payment term of your choice.

Benefits available to you under this plan

  • Maturity Benefit
  • Death Benefit
  • Auto Cover Continuance
  • Bonus

Maturity Benefit

(Benefits on maturity of the policy)

Heart-Icon Maturity Benefit

  • On survival till the maturity date, provided all due premiums have been paid, you will receive the higher of:

    • Sum Assured on Maturity + Accrued Reversionary bonus (if declared) + Interim bonus (if any) + Terminal bonus (if declared)
    • 100% of Total Premiums1 paid

  • Disclaimer:

    1. Total Premiums Paid means total of all the premiums received, excluding any extra premium, any rider premium and taxes

     

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Check Eligibility Criteria

Before buying HDFC Life Pragati

ELIGIBILITY CRITERIA

Eligibility Criteria

Minimum

Maximum

ENTRY AGE

8 years

55 years

MATURITY AGE

18 years

65 years

POLICY TERM
  • Single Pay - 5 to 20 years
  • Limited Pay - 10 to 20 years
  • Regular Pay - 10 years(Fixed)

PREMIUM PAYING TERM
  • Single Pay
  • Limited Pay - 5 to 10 years
  • Regular Pay - 10 years

MATURITY SUM ASSURED

₹ 5,000

₹ 20,00,000

MINIMUM of PREMIUM PAYMENT1
  • Single Pay: ₹ 5,000
  • Annual: ₹ 900
  • Half Yearly: ₹ 450
  • Quarterly: ₹ 225
  • Monthly: ₹ 1002
 ₹ 2,00,000 (Single and Annualised Premium)

All ages mentioned above are age last birthday. Risk cover starts from date of commencement of policy for all lives including minors.
You can choose to pay your premiums either annually, half yearly, quarterly or monthly or as a single lump sum. The Premium limits are as specified above.
The minimum premium amounts are subject to the Sum Assured at Maturity being at least ₹ .5, 000

  1. The minimum premium amounts shall exclude any underwriting extra premiums, any loadings for modal premiums and any taxes paid such as service tax and cess as applicable.
  2. For Monthly premium frequency, we may collect 3 months premiums in advance on the date of commencement of policy as a prerequisite to allow monthly mode of premium payment

Customize your cover with these riders

Riders in insurance have an important part in contingency planning. A savings plan is incomplete without them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider

    UIN: 101B013V03

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Plus Rider

    UIN: 101B014V02

    We pay a lump sum amount equal to Rider Sum Assured upfront if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD
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The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

Disclaimer

T&C*

  1. Premium amount calculated for an 35 year old male, Policy Term- 15 years, Premium payment term- 8 years, Monthly Premium- Rs. 100, Sum Assured- Rs.10,002, exclusive of taxes.The minimum premium amounts shall exclude any underwriting extra premiums, any loadings for modal premiums and any taxes paid as applicable. For Monthly premium frequency, we may collect 3 months premiums in advance on the date of commencement of policy as a prerequisite to allow monthly mode of premium payment.

ARN: EU/07/21/24461