Why HDFC Life Assured Gain Plus is just right for you?
An Individual Non-linked Participating Savings Life Insurance Plan
This plan is suitable for those looking for guaranteed returns and want payment commitment for few years only
Life Insurance Cover for the full policy term while you pay for only 5 years
Potential upside of returns through bonuses (if declared)
Guaranteed1 Sum Assured on Maturity
This plan is suitable for those looking for guaranteed returns and want payment commitment for few years only
Life Insurance Cover for the full policy term while you pay for only 5 years
Potential upside of returns through bonuses (if declared)
Guaranteed1 Sum Assured on Maturity
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term.
1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term.
Your Plan. Your Benefits
View the benefits available for you
- Life Insurance Cover
- Bonus
- Enhanced Rider Protection
Life Insurance Cover
Life Insurance Cover
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Life Insurance Cover for the full policy term while you pay for only 5 years
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This plan ensures financial protection for your family members in case of an unfortunate event.
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A lump sum amount equal to 10 times1 the annual premium along with accumulated bonuses and Applicable Guaranteed Terminal Additions is paid to the family in case of policyholder’s demise.
End of Policy Year
5th
6th
7th
8th
9th
10th
11th
12th
13th
14th
15th
Guaranteed Terminal Additions payable as a percentage of Sum Assured on Maturity
7.5%
9%
10.5%
12%
13.5%
30%
33%
36%
39%
42%
45%
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You have to pay premiums for only 5 years while the benefits continue for the full policy term. You can choose from policy term options of 10 years, 12 years or 15 years.
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Guaranteed2 Sum Assured on Maturity: On completion of policy term, this plan helps you achieve your financial goals and reach important milestones in your life’s journey by paying:
Sum Assured on Maturity + Applicable Guaranteed Terminal Additions + Vested Simple Reversionary bonus, if declared + Terminal Bonus, if declared.
This amount is exempt from income tax as per prevailing income tax laws subject to change from time to time. -
The Maturity benefit shall not be less than 101% of the contractual base premium payable under the policy excluding GST, rider premiums and premiums paid for extra mortality loading.
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Disclaimer:
1. Policy holders for the age 45 years and above at start of policy have an option to select 7 times the annual premium as the lump sum amount
2. Guaranteed Benefit is paid on survival during the policy term, provided all due premiums are paid during the premium payment term.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Minimum age at entry (Age as on last birthday) |
3 Years (15 Year Policy Term) 6 Years (12 Year Policy Term) 8 Years (10 Year Policy Term) |
Maximum age at entry (age as on last birthday) |
65 Years (Single Premium) |
Minimum Maturity age |
18 years |
Maximum Maturity age |
80 Years (Single Premium) |
Policy Term(s) |
(Policy term is inclusive of the premium payment term chosen) |
Premium Payment Term(s) |
Limited (5 years) or Single Premium (5 years is one of the option along with single premium) |
Minimum Premium (₹) |
Limited Premium Payment Term (5 Years): Annual: ₹ 30,000 Semi Annual: ₹ 18,000 Monthly: ₹ 3,000 Single Premium: ₹ 2,50,000 |
Maximum Premium (₹) |
No limit (subject to board approved underwriting policy) |
Minimum Sum Assured on Maturity |
Limited Premium Payment Term (5 years): Based on minimum premium |
Premium Payment Mode |
Annual / Semi Annual / Monthly1/Single |
1. For monthly mode: 3 monthly premiums will be required to be paid on the commencement of the policy.
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Income Benefit on Accidental Disability Rider- Non Linked
UIN: 101B041V01
Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
DOWNLOAD -
HDFC Life Protect Plus Rider – Non Linked
UIN: 101B040V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.
DOWNLOAD
i. The risk factors of the bonuses projected under the product are not guaranteed,
ii. Past performance doesn't construe any indication of future bonuses and
iii. These products are subject to the overall performance of the insurer in terms of investments, management of expenses, mortality and lapses.
ARN: PP/11/24/17607