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Why HDFC Life Income Advantage Plan is just right for you?

A non-linked Participating Individual Life Insurance Savings Plan

Why HDFC Life Sanchay Legacy?
  • This plan is suitable if you are looking for a second income. It is also an ideal solution if you are planning for your retirement years.

  • Life Insurance Cover for full policy term

  • Guaranteed1 Income

  • Pay during first half, get income during second half of policy term

  • Flexible options to avail Income Payouts

  • This plan is suitable if you are looking for a second income. It is also an ideal solution if you are planning for your retirement years.

  • Life Insurance Cover for full policy term

  • Guaranteed1 Income

  • Pay during first half, get income during second half of policy term

  • Flexible options to avail Income Payouts

Why HDFC Life Sanchay Legacy?

1. Guaranteed Income is paid on survival during the benefit payout term, provided all due premiums are paid during the premium payment term. Tax on income payable will be applicable as per prevailing income tax laws.

1. Guaranteed Income is paid on survival during the benefit payout term, provided all due premiums are paid during the premium payment term. Tax on income payable will be applicable as per prevailing income tax laws.

Your Plan. Your Benefits

View the benefits available for you

  • Death Benefit
  • Guaranteed income
  • Bonus
  • Discount
  • Tax Benefit

Death Benefit

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Eligibility Parameters

Policy Term (Years)

16

24

30

Premium Payment Term (Years)

8

12

15

Benefit Payout Term (Years)

8

12

15

Minimum Age at Entry
(as on last birthday)

10 years

6 years

3 years

Maximum Age at Entry
(as on last birthday)

55 years

55 years

50 years

Minimum Age at Maturity

26 Years

30 Years

33 Years

Maximum Age at Maturity

71 Years

79 Years

80 Years

Minimum Premium (₹)


Annual : Rs. 12,000
Half-Yearly : Rs. 5000
Monthly : Rs. 1000

Maximum Premium (₹)

No Limit (subject to board approved underwriting policy)

Premium Payment Frequency

Annual, Half-Yearly, Monthly1

Income Payout Mode2

Option A: Annual only
Option B: Annual, Monthly

1. For monthly mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.
2. Income Payout Mode chosen can be changed at any time, before the end of the Premium Payment Term.

Customise your cover with these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider

    UIN: 101B013V03

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Plus Rider

    UIN: 101B014V02

    We pay a lump sum amount equal to Rider Sum Assured upfront if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider

    UIN: 101B016V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

    DOWNLOAD

1. Guaranteed Income is paid on survival during the benefit payout term, provided all due premiums are paid during the premium payment term. Tax on income payable will be applicable as per prevailing income tax laws.

ARN: PP/04/23/1795