• Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

Rate this product

Why HDFC Life Guaranteed Wealth Plus is just right for you?

An Individual Non-Linked Non-Participating Savings Life Insurance Plan

Why Buy HDFC Life Guaranteed Wealth Plus Plan?
  • This plan is suitable for you, if you are looking for long-term guaranteed returns to fulfil your dreams while providing financially security to your family.

  • Pay once or for a limited term, enjoy life insurance cover for full policy term

  • Avail guaranteed3 benefit as Lump sum or as Regular Income + Lump sum both

  • Guaranteed Income1 during the payout term + 100% ROP2 at maturity

  • This plan is suitable for you, if you are looking for long-term guaranteed returns to fulfil your dreams while providing financially security to your family.

  • Pay once or for a limited term, enjoy life insurance cover for full policy term

  • Avail guaranteed3 benefit as Lump sum or as Regular Income + Lump sum both

  • Guaranteed Income1 during the payout term + 100% ROP2 at maturity

Why Buy HDFC Life Guaranteed Wealth Plus Plan?
  1. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due Premium(s) are paid during the premium payment term.
  2. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to Policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.
  3. Quantum of benefits is guaranteed irrespective of the experience.
  1. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due Premium(s) are paid during the premium payment term.
  2. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to Policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.
  3. Quantum of benefits is guaranteed irrespective of the experience.

Your Plan. Your Benefits

Flexibility to choose your policy and premium payment terms.

View the benefits available for you

  • Maturity Benefit
  • Survival Benefit
  • Death Benefit
  • Life Insurance Cover

Maturity Benefit

Check Eligibility Criteria

Before buying HDFC Life Guaranteed Wealth Plus

ELIGIBILITY CRITERIA

 

Lump sum Variant

Income Variant (Only applicable for Limited pay)

Policy Term

12 & 15 years

 

Policy Term (in years)

Premium Payment Term / Payout Period

20

25

30

35

5

26

31

36

41

6

27

32

37

42

7

28

33

38

43

8

29

34

39

-

10

31

36

41

-

12

33

38

43

-

Premium Payment Term (PPT)

Single Pay, Limited Pay – 6 years, 8 years, 10 years

Limited Pay – 5 years, 6 years, 7 years, 8 years, 10 years, 12 years

Minimum Age at Entry  

(as on last birthday)

Single Pay

Lump Sum - 12 years PT: 6 Years

Lump Sum - 15 years PT: 3 Years

NA

Limited Pay

3 years (15 year Policy Term)

6 years (12 year Policy Term)

0 years (30 days)

Maximum Age at Entry

(as on last birthday)

60 years

Minimum Age at Maturity

(as on last birthday)

18 years

26 years

Maximum Age at Maturity

(as on last birthday)

Limited Pay

75 years

103 years

Single Pay

75 Years

NA

Minimum Premium2

Rs. 1,50,000 ( Single Pay)

Rs. 75,000 (Annual)

Rs. 60,000 (Half-Yearly)

Rs. 10,000 (Monthly)

Rs. 30,000 (Annual)

Rs. 15,000 (Half-Yearly)

Rs. 2,500 (Monthly)

Maximum Premium2

No Limit (subject to Board approved underwriting policy)

Premium Payment Mode

Annual,Half Yearly, Monthly1, Single

Income Payout Mode

Annual, Half Yearly, Quarterly, Monthly

1. For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.
2. Premium will vary depending upon the Option chosen.

Customise your cover with these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider- Non Linked

    UIN: 101B041V01

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider – Non Linked

    UIN: 101B040V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.

    DOWNLOAD

1. This applies to Income Variant, whereby guaranteed income is paid on survival of Life Assured during the policy term, provided all due premiums are paid during the premium payment term.

2. ROP – Return of Premiums. This applies to Income variant, whereby all base premiums are returned to policyholder on survival of Life Assured at maturity, provided all due premiums are paid during the premium payment term.

3. Quantum of benefits is guaranteed irrespective of the experience.

ARN: PP/09/24/15939