Why HDFC Life Guaranteed Income Insurance Plan is just right for you?
A Non-Linked Non-Participating Individual Life Insurance Savings Plan
Anyone who is looking for guaranteed Long Term Income during the policy term in addition to other benefits like life cover, tax savings, lump sum amount on maturity.
Guaranteed1 Long Term Income with tax savings2 as per prevailing tax laws
Guaranteed1 lump sum on maturity with tax savings as per prevailing tax laws
Full guaranteed1 death benefit even during income payout period
Anyone who is looking for guaranteed Long Term Income during the policy term in addition to other benefits like life cover, tax savings, lump sum amount on maturity.
Guaranteed1 Long Term Income with tax savings2 as per prevailing tax laws
Guaranteed1 lump sum on maturity with tax savings as per prevailing tax laws
Full guaranteed1 death benefit even during income payout period
- Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
- Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
- Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
- Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
Your Plan. Your Benefits
View the benefits available for you
- Maturity Benefit
- Guaranteed income
- Income Payout
- Death Benefit
- Tax Benefit
Maturity Benefit
Maturity Benefit
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At end of policy term, you receive a lump sum amount equal to sum assured.
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This is paid along with the last income payout.
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Policy Term in Years |
16 |
20,30,35,40 |
24,32,37,42 |
30 |
Premium Payment Term (PPT) In Years |
8 |
10 |
12 |
15 |
Payout Term in Years |
8 |
10,20,25,30 |
12,20,25,30 |
15 |
Age at Entry as on Last Birthday |
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Minimum |
30 days |
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Maximum |
65 Years |
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Age at Maturity |
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Minimum |
18 years |
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Maximum |
99 years |
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Annualized Premium (Rs.) |
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Minimum |
24,000 |
PT 20 :18,000 PT 30,35,40 :12,000 |
12,000 |
12,000 |
Maximum |
No Limit (Subject to Board Approved Underwriting) |
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Premium Payment Frequency |
Monthly |
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Quarterly |
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Half Yearly |
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Annual |
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Sum Assured (Rs.) |
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Minimum |
As per Minimum Premium |
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Maximum |
No Limit |
Get to know Savings plans better!
Tune in to this video to know about our Savings Plans.
Customise your cover with these riders
Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
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HDFC Life Protect Plus Rider – Non Linked
UIN: 101B040V01
Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer.
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1. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
2. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
ARN: PP/05/23/2201