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Why HDFC SL Crest?

Get financial protection with a Unit Linked Non - Participating Life Insurance Plan & reap returns when they are at highs (crests) and not at lows.

Why HDFC Life Sanchay Legacy?
  • Flexibility to invest in any of the 10 fund options available and create your own investment strategy

  • Choose sum assured up to 20 times of annual premium

  • Option to make partial withdrawal from funds to meet financial emergencies if any1

  • No limit on maximum premium

  • Pay premiums for just 5 years and enjoy a policy term of 10 years

  • You can switch between funds using fund switch option at any time

  • Flexibility to invest in any of the 10 fund options available and create your own investment strategy

  • Choose sum assured up to 20 times of annual premium

  • Option to make partial withdrawal from funds to meet financial emergencies if any1

  • No limit on maximum premium

  • Pay premiums for just 5 years and enjoy a policy term of 10 years

  • You can switch between funds using fund switch option at any time

Why HDFC Life Sanchay Legacy?
  1. Partial withdrawals can be made from your funds after completion of 5 policy years, provided the Life Assured is at least 18 years of age.
  1. Partial withdrawals can be made from your funds after completion of 5 policy years, provided the Life Assured is at least 18 years of age.

Your Plan. Your Benefits

Flexibility to choose your policy and premium payment terms.

Select your core objective for buying an insurance cover

  • Maturity Benefit
  • Death Benefit
  • Partial Withdrawal Benefit

Maturity Benefit

Check Eligibility Criteria

Before buying HDFC SL Crest

ELIGIBILITY CRITERIA

The age & term limits for the plan are as shown below:

 

 Policy Term

 Entry Age1

 Maturity Age

Minimum

 

10 Years

14 Years

NA

Maximum

55 Years

65 Years

  1. Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years.

Age has to be taken as of "last birthday" basis

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

Customize your cover with these riders

Riders in insurance have an important part in contingency planning. A ULIP is incomplete without them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider – Linked

    UIN: 101A038V01

    A Linked, Non-Participating Pure Risk Premium, Individual Life rider where you can get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
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Your Required life cover to protect your family’s future is

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The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

Frequently Asked Questions

We’ll tell you everything you need to know about HDFC SL Crest

1 Why is this plan good for me?

HDFC SL Crest – ULIP, lets you enjoy market linked returns along with valuable financial protection for your family when needed the most, so that when you reap the returns of life, they are on crests not on lows.

HDFC SL CREST OFFERS

• Benefit of paying premiums for a limited term.

• Benefit of financial protection for your loved ones.

• Benefit of choice of investment options.

In this plan, your premiums (net of charges) will be invested in the fund(s) as per the investment option of your choice. On maturity of the plan, you will receive the fund value as per the investment option selected by you.

2 What will my family receive in case of my unfortunate demise?

In case of the Life Assured's unfortunate demise, we will pay to the nominee: 

  • Sum Assured less all withdrawals made during the two-year period immediately preceding the death of the Life Assured,
  • Unit Fund Value.

Subject to Minimum death benefit payable will be of 105% of the total premium(s) paid.

3 Are there medicals involved to buy this plan?

This plan is available with a Short Medical Questionnaire (SMQ) based underwriting #

# Please speak to our Financial Consultant to know more details.

4 What is the minimum premium that needs to be paid?

Minimum premium is Rs. 50,000 with annual* premium payment frequency option.

*Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.

5 What is the frequency in which I can invest my money?

There is only Annual* premium payment frequency option available in this policy.

*Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.

7 Can I save tax by investing in this policy?

Tax Benefits* under Section 80C and Sec 10(10D) of Income Tax Act 1961 

* Subject to provisions as per Income Tax Act, 1961. Tax Laws are subject to change.

The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

HDFC SL Crest (UIN: 101L064V03) is the name of the Unit linked, Non-Participating, Life Insurance plan.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life HDFC SL Crest (UIN: 101L064V03) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

T&C*

  1. Provided all due premiums have been paid and the policy is in force.

ARN: EU/07/21/24433