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Get financial protection with a Unit Linked Non - Participating Life Insurance Plan & reap returns when they are at highs (crests) and not at lows.
Flexibility to invest in any of the 10 fund options available and create your own investment strategy
Choose sum assured up to 20 times of annual premium
Option to make partial withdrawal from funds to meet financial emergencies if any1
No limit on maximum premium
Pay premiums for just 5 years and enjoy a policy term of 10 years
You can switch between funds using fund switch option at any time
Flexibility to invest in any of the 10 fund options available and create your own investment strategy
Choose sum assured up to 20 times of annual premium
Option to make partial withdrawal from funds to meet financial emergencies if any1
No limit on maximum premium
Pay premiums for just 5 years and enjoy a policy term of 10 years
You can switch between funds using fund switch option at any time
Benefit Options
At maturity you will receive your Fund Value1.
Disclaimer:
Fund Options
10 Fund options
Before buying HDFC SL Crest
The age & term limits for the plan are as shown below:
|
Policy Term |
Entry Age1 |
Maturity Age |
---|---|---|---|
Minimum |
10 Years |
14 Years |
NA |
Maximum |
55 Years |
65 Years |
Age has to be taken as of "last birthday" basis
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
UIN: 101A038V01
A Linked, Non-Participating Pure Risk Premium, Individual Life rider where you can get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.
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Your Required life cover to protect your family’s future is
HDFC SL Crest – ULIP, lets you enjoy market linked returns along with valuable financial protection for your family when needed the most, so that when you reap the returns of life, they are on crests not on lows.
HDFC SL CREST OFFERS
• Benefit of paying premiums for a limited term.
• Benefit of financial protection for your loved ones.
• Benefit of choice of investment options.
In this plan, your premiums (net of charges) will be invested in the fund(s) as per the investment option of your choice. On maturity of the plan, you will receive the fund value as per the investment option selected by you.
In case of the Life Assured's unfortunate demise, we will pay to the nominee:
Subject to Minimum death benefit payable will be of 105% of the total premium(s) paid.
This plan is available with a Short Medical Questionnaire (SMQ) based underwriting #
# Please speak to our Financial Consultant to know more details.
Minimum premium is Rs. 50,000 with annual* premium payment frequency option.
*Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
There is only Annual* premium payment frequency option available in this policy.
*Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
To check fund performance CLICK HERE
Tax Benefits* under Section 80C and Sec 10(10D) of Income Tax Act 1961
* Subject to provisions as per Income Tax Act, 1961. Tax Laws are subject to change.
The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.
HDFC SL Crest (UIN: 101L064V03) is the name of the Unit linked, Non-Participating, Life Insurance plan.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life HDFC SL Crest (UIN: 101L064V03) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
T&C*
ARN: EU/07/21/24433