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- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
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HDFC Life Systematic Pension Plan
HDFC Life Systematic Pension Plan
UIN: 101N144V04Offers flexibility to help you build your retirement corpus as per your convenience.
Accumulation through compounded bonus1
Assured Benefit2 on vesting
Multiple Premium Payment Term options
Life Cover to protect your family's future
Why Go For HDFC Life Systematic Pension Plan?
A Non-Linked, Participating, Individual, Savings, Pension Plan
Flexibility to choose your investment horizon from 5 to 45 years
Pay your premium at one go or over a period of time as per your convenience
Receive Bonus declared by the company with an Assurance of 4% Returns on Vesting
Tax Benefits as per Income Tax Laws3
Flexibility to choose your investment horizon from 5 to 45 years
Pay your premium at one go or over a period of time as per your convenience
Receive Bonus declared by the company with an Assurance of 4% Returns on Vesting
Tax Benefits as per Income Tax Laws3
Grow your Retirement Corpus with an Assurance of 4% Returns on Vesting
Benefits under the Plan
- Death Benefit
- Vesting Benefits
- Annuitisation Provisions for Policy Proceeds
Death Benefit
Death Benefit
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On death of the Life Assured, Death Benefit is payable as a lumpsum.
The Death Benefit payable will be higher of:
- Assured Benefit on death plus Accrued Reversionary Bonus plus Interim/Terminal Bonus, if declared,
105% of Total Premiums Paid
Where, Assured Benefit on death is equal to 101% of Total Premiums Paid.
Upon this payment the Policy terminates and no further benefits are payable.
Please refer to Section ‘Annuitisation Provisions for Policy Proceeds’ for provisions relating to annuitisation of death benefits.
Check Your Eligibility
ELIGIBILITY CRITERIA
| Parameters | Minimum | Maximum | |
|---|---|---|---|
Age at Entry |
For Vesting ages 30 years to 80 years: 18 years | 75 years |
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| For Vesting age 90 years: 45 years | |||
| Age at Vesting | 30 years to 80 years, 90 years | ||
Sum Assured |
Single Pay | Rs. 50,000 | No Limit, Subject to board approved Underwriting Policy |
| Regular/Limited Pay | Rs. 1,50,000 | ||
Installment Premium |
Single | Rs. 50,000 | No Limit, Subject to board approved Underwriting Policy |
| Yearly | Rs. 30,000 | ||
| Half-Yearly | Rs. 15,300 | ||
| Quarterly | Rs. 7,800 | ||
| Monthly | Rs. 2,625 | ||
Policy Term |
For vesting ages 30 years to 80 years: 5 years to 40 years | ||
| For vesting ages 90 years: (90 - Age at entry) years | |||
| Premium Payment Term | Single Pay, Regular Pay, Limited Pay ( 5 to 12 years) | ||
All ages mentioned above are age last birthday. Risk cover starts from date of commencement of policy for all lives.
Premium amounts are exclusive of taxes and levies as applicable.
You can choose any policy term in the range of 5 years to 45 years subject to vesting age limits.
1. Compounded reversionary bonus on Total Premiums Paid may be declared by the company on a yearly basis. Once added to the policy, the bonus is guaranteed to be payable.
2. Minimum Assured Benefit on vesting is equal to the total premiums paid accumulated at 4% p.a. compounded.
3. As per Income Tax, 1961. Tax benefits are subject to changes in tax laws.
i. The risk factors of the bonuses projected under the product are not guaranteed.
ii. Past performance doesn't construe any indication of future bonuses.
iii. These products are subject to the overall performance of the insurer in terms of investments, management of expenses, mortality and lapses.
ARN: PP/09/24/15927