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  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

Why Choose HDFC Life?

Special benefits for NRIs

  • International office in Dubai
  • Dedicated support for buying and service requirements via call, SMS, and email
  • Dedicated NRI medical centers in Dubai and Muscat

 

Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2023-24

As per IRDAI public disclosures for the year ended March 31, 2024

As per HDFC Life Integrated Annual Report FY 2023 - 2024

Insuring India with Pride

FY 2023-24

3660 Cr #

Bonus paid

535 #

branches across India

1584 Cr ^

Individual death claim amount paid

8545 Cr ^

Maturity amount paid

Insuring India with Pride

FY 2023-24

6.6 Cr #

number of lives covered

99.5% *

individual claim settlement ratio

2.9 L Cr #

Assets under management

13.34 L Cr #

Total Sum Assured

Already have an in-progress application? Continue from where you left

Already have an in-progress application? Continue from where you left

Online Top NRI Life insurance plans

  • HDFC Life Click 2 Protect Super

    UIN: 101N145V06

    A Non-Linked, Non Participating, Individual, Pure Risk Premium / Savings LIfe Insurance Plan

    UIN: 101N145V06

    A Non-Linked, Non Participating, Individual, Pure Risk Premium / Savings LIfe Insurance Plan

    Key Features*
    • Get back all premiums paid on survival till maturity with Return of Premium option
    • Additional amount payable in case of accidental death during policy term
    • Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
    • Option to choose increasing Death Benefit up to 200% under Life option
    • Option to vary your Death Benefit according to your need under Life Goal option
    • Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) and Total and Permanent Disability (through WOP Disability option)
    • Option to choose Additional Cover for Spouse
    • Get back all premiums paid on survival till maturity with Return of Premium option
    • Additional amount payable in case of accidental death during policy term
    • Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
    • Option to choose increasing Death Benefit up to 200% under Life option
    • Option to vary your Death Benefit according to your need under Life Goal option
    • Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) and Total and Permanent Disability (through WOP Disability option)
    • Option to choose Additional Cover for Spouse
    Term Plan
  • HDFC Life Guaranteed Wealth Plus

    UIN: 101N165V10

    An Individual Non-Linked Non-Participating Savings Life Insurance Plan

    UIN: 101N165V10

    An Individual Non-Linked Non-Participating Savings Life Insurance Plan

    Key Features*
    • Pay once or for a limited term, enjoy life insurance cover for full policy term
    • Avail guaranteed benefit as Lump sum or as Regular Income + Lump sum both
    • Guaranteed Income4 for during the payout term + 100% ROP5 at maturity
    • Pay once or for a limited term, enjoy life insurance cover for full policy term
    • Avail guaranteed benefit as Lump sum or as Regular Income + Lump sum both
    • Guaranteed Income4 for during the payout term + 100% ROP5 at maturity
    Saving Plan
  • HDFC Life Pension Guaranteed Plan

    UIN: 101N118V12

    A non linked non-participating pension plan to help you build your retirement fund

    UIN: 101N118V12

    A non linked non-participating pension plan to help you build your retirement fund

    Key Features*
    • Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
    • Choose single or joint life Annuity
    • Choice to increase your annuity payout anytime through Top up option.
    • Option to receive annuity monthly, quarterly, half-yearly or yearly based on your financial needs.
    • Policy loan facility available under the plan
    • Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
    • Choose single or joint life Annuity
    • Choice to increase your annuity payout anytime through Top up option.
    • Option to receive annuity monthly, quarterly, half-yearly or yearly based on your financial needs.
    • Policy loan facility available under the plan
    Annuity Plan
  • In this policy,the investment risks in the investment portfolio is borne by the policyholder

    HDFC Life Smart Pension Plan

    UIN: 101L164V04

    A Unit Linked Non-Participating Individual Pension Plan

    UIN: 101L164V04

    A Unit Linked Non-Participating Individual Pension Plan

    Key Features*
    • Avail of Automatic Asset Re-balancing and Systematic Transfer strategies to safeguard your wealth against market volatilities.
    • Life insurance cover to the extent of 105% of total Premium(s) paid including top-up premium
    • To build a retirement corpus
    • Flexibility to alter vesting date and premium payment term
    • Loyalty additions
    • Avail of Automatic Asset Re-balancing and Systematic Transfer strategies to safeguard your wealth against market volatilities.
    • Life insurance cover to the extent of 105% of total Premium(s) paid including top-up premium
    • To build a retirement corpus
    • Flexibility to alter vesting date and premium payment term
    • Loyalty additions
    Annuity plan
Eligibility Criteria for NRIs to invest in India Eligibility Criteria for NRIs to invest in India

Eligibility Criteria for NRIs to invest in India

Age Limit

Age Limit

In India, the minimum age to purchase insurance for NRI is 18 years, and the maximum age is around 60-66 years.

PAN Card Requirements

PAN Card Requirements

Applicant needs to have a PAN card (If not available, then they need to submit a declaration in lieu of PAN card, in company format stating that customer is not a tax resident of India.)

NRE/NRO Account

NRE/NRO Account Requirements

Applicant needs to have NRE or NRO account to transfer funds.

Residential Proof

Residence status

The list of individuals mentioned below is eligible to purchase NRI insurance in India.

 

- Indian citizens with a valid passport who are temporarily residing or employed abroad are known as non-resident Indians (NRIs)

 

- Individuals of Indian descent (PIO) or Indian citizens living abroad (OCI): Citizens of foreign nations that satisfy the following requirements, excluding Bangladesh and Pakistan

 

> Formerly held an Indian passport

 

> Have parents or grandparents who were Indian citizens according to the Indian Constitution or the Citizenship Act of 1955

 

> Is the legal partner or spouse of an Indian national

Mandatory Documents Required

Photograph Photograph
  • Passport Size Photo
PAN Card Copy PAN Card Copy
  • In PAN card is unavailable, declaration in lieu of PAN card
  • Clear copy of PAN card
ID Proof ID Proof
  • Valid Passport Copy

  • Masked Aadhaar

  • Permanent Driving License

  • Voter ID Card 

Income Proof Income Proof
  • Form 16 / ITR

  • Bank statement

FATCA (Foreign Account Tax Compliance Act) Form FATCA (Foreign Account Tax Compliance Act) Form
  • Duly filled & signed form
ECS/SI Mandate ECS/SI Mandate
  • Duly filled & signed NACH Mandate OR

  • Register on eNACH

Address Proof Address Proof
  • For Permanent Indian Address - Valid Passport Copy, Masked Aadhar, Permanent Driving License, Voter ID Card
  • For Overseas address - Utility Bills (not more than 2 months old, Valid lease agreement, Valid merchant marine contract letter, Employer letter mentioning the address (not more than 2 months old), Document issued by FPRO (Foreigners Regional Registration Office) * subject to Indian address is mentioned as permanent address in application form with valid address proof document for Permanent address
Passport Copy Passport Copy
  • When application is submitted without the physical prsence of customer (Non Face to Face), only front & back side of valid passport image required
  • When application is submitted in presence of customer (Face to Face), complete set of al pages of passport copy required with latest entry & exit date clearly visible
NRI Questionnaire NRI Questionnaire
  • Duly filled & signed questionnaire

Knowledge Centre

Onboarding Process Guide

Watch this video to understand how an HDFC Life policy is issued in a few steps. Faster, simpler, and hassle-free!

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Medical Process Guide

A step-by-step video to help you schedule and attend a medical appointment!

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FAQs on NRI Life Insurance

Hear it from our customers

Person

Chandra Shekhar Gupta

The policy seems to be impressive and will be beneficial in future. I am confident that I have invested at the right place in the right time which will pay me high return and secure my future from day one.

07-08-2024

person

Poojitha Peruri

The whole policy process, time and the fund details presented in the site and real live updates everthing is great !!!!!! Compared to other insurers .. i felt is hdfc is super 9/10

06-07-2024

person

Sourav Wadhwa

Very Good Experience. Staff of HDFC LIFE is very cooperative. They helped a lot till issuance of policy.

16-07-2024

person

Nikhil Mittal

The overall process is too fast and error free and the concept of virtual medical test is a great idea its saves a lot of time of customer. Love HDFC

20-06-2024

person

Prashant Tiwari

Your representative cleared everything and it was quick process from explaining to medical test to policy issue. I am happy with the service.

24-07-2024

person

Jyesta Neelima

The online documents submission to verification process completed very smoothly and policy got issued

15-08-2024

Contact Us

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For Assistance in India, please visit our nearest branch

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Click on “Chat With Us” to chat or scan QR

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As per audited annual statistics for FY 2023-24

As per IRDAI public disclosures for the year ended March 31, 2024

As per HDFC Life Integrated Annual Report FY 2023 - 2024

     
          ARN - DS/12/24/18761