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HDFC Life Critical Illness Rider
HDFC Life Critical Illness Rider
UIN: 101B018V01Ever realized how a small additional premium can save a major crisis?
Lump sum amount on diagnosis of a critical illness
Full benefit amount paid irrespective of actual expense
Tax Benefits1
1800-266-9777
(All Days, from 9am to 9pm, Toll Free)
Features
You should buy this if you are looking at enhancing your insurance cover against critical illnesses.
Lump sum amount on diagnosis of a critical illness
Full benefit amount paid irrespective of actual expense
Tax saving1 on premium and benefit amount
You can choose from 2 options: Option A which covers 4 Critical illnesses or Option B which covers 25 Critical illnesses.
You should buy this if you are looking at enhancing your insurance cover against critical illnesses.
Lump sum amount on diagnosis of a critical illness
Full benefit amount paid irrespective of actual expense
Tax saving1 on premium and benefit amount
You can choose from 2 options: Option A which covers 4 Critical illnesses or Option B which covers 25 Critical illnesses.
1. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws
1. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws
Your Benefits
View the benefits available for you
- Critical Illness Covered
- Key Benefits
Critical Illness Covered
Critical Illness Covered
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It gives you an option to cover either 4 critical illnesses (Option A) or 25 critical illnesses (Option B)
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Option A provides protection against Cancer, Heart Attack, Stroke, Coronary Artery Bypass graft.
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Option B provides protection against 25 illnesses as mentioned in the Comprehensive Protection mentioned below.
Cancer of Specified Severity
First Heart Attack - of specified severity
Stroke resulting in Permanent Symptoms
Open Chest Coronary Artery Bypass graft
Kidney Failure Requiring Regular Dialysis
Major Organ/Bone Marrow Transplant
Benign Brain Tumour
Permanent Paralysis of Limbs
Coma of Specified Severity
Blindness
Major Burns
Heart Valve Surgery
Surgery of Aorta
Motor Neurone Disease with Permanent Symptoms
Multiple Scelerosis with Persisting Symptoms
Aplastic Anaemia
End Stage Lever Disease
Chronic lung disease
Alzheimer Disease
Parkinson's disease
Loss of speech
Major Head Trauma
Primary Pulmonary Hypertension
Systemic Lupus Erythematosus with Lupus Nephritis
Apallic Syndrome
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Minimum / Maximum Age at Entry |
For Critical Illness Rider : 18 years – 65 years |
Critical Illness Benefit Ceasing Age |
70 years |
Minimum Sum Assured |
₹50,000 |
Maximum Sum Assured |
Lower of : |
Rider Term (minimum/maximum) |
For Critical Illness Rider : 5 years – 40 years |
Premium Payment Terms |
Regular Pay - Equal to Policy Term |
Premium Payment Modes |
Same as that of the base policy |
Premium Rates Revision |
For Critical Illness Rider : Premium rates are guaranteed for 5 years |
1. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
ARN: EU/07/22/28283