NRI Retirement Plans in India

This is a market-linked best retirement plan for NRI and has the following features:
 

• This retirement plan can be started with an investment as low as Rs. 2000/-
• No entry charges, policy administration charges, or exit charges are applicable.
• The maturity age is as early as 45 years.
• A guaranteed vesting benefit of 135% on premiums paid will be provided.
• 135% assured vesting benefit on premiums paid.
• The nominee will receive death benefit at fund value at the time of death or 105% of the premiums paid, whichever is higher.

The plan ensures a regular income stream post-retirement. The features of this NRI retirement plan are:
 

• The applicant should be 18 years and above while investing in the plan.
• An investment as low as Rs. 2625/- will get a guaranteed passive income.
• The investor can either pay regular premiums or a single premium in a lump sum.
• The annuity payment will be monthly, quarterly, half-yearly, or yearly as per the specification of the investor.
• The premiums can be paid at regular intervals or as a single premium in a lump sum.
• Four annuity options, namely a life annuity, a life annuity with a return of 1% of the total premium paid, a life annuity with early returns, and an increasing annuity, are available.
• A provision for deferred annuity payment also will be given. 

This limited premium deferred annuity plan is one of the best retirement plans in India for NRI for regular income after retirement. The features of the plan are:
 

• The premiums can be paid systematically or for a limited period.
• For deferred annuity plans, you can choose a deferment period.
• A regular income is guaranteed for life.
• The annuity amount can be withdrawn monthly, quarterly, half-yearly, or yearly.
• There is an option for the return of the premium paid on death.