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All You Need to Know About Cardiac Care Insurance

November 05, 2018

 

In todays hectic lifestyle, health insurance plays significant role in our lives. As we all know that there is considerable rise in the health care costs and any medical treatment leads to severe blow to your savings. Nowadays, various health insurance companies are offering wide range of health insurance plans that effectively fulfils the needs of every individual such as critical illness insurance, insurance for senior citizens, pre-existing illness and many more. Availing the benefits of these special health insurance plans will shield you from any unexpected financial adversaries and you would be able to come out of the mess without affecting your bank account.

Health Insurance for Cardiac Patients

According to a recently conducted survey, cardiac ailment has seen huge rise across the country as well as globe. To meet these unaffordable medical expenses, HDFC Life offers an exclusive financial protection program that effectively covers all the cardiac conditions and procedures. During this immensely stressful period, HDFC Life Cardiac Care ensure complete financial protection with the comprehensive plan for those who are diagnosed with a cardiac condition or undergoing a procedure which is covered under the offered policy.

Why HDFC Life Cardiac Care Policy Important?

  • Most of the critical medical treatments incur huge costs as there is consistent rise every year.
  • Finance and savings will have adverse impact with consistent post-surgery treatments along with various treatment sessions.
  • For those who are afflicted with cardiac disease must evaluate the expenses that needed to be cope up.
  • If you avail the services of fixed benefit cardiac plan for best medical treatments, you would be able to meet your medical expenses successfully. In accordance with your requirements, you can make your Cardiac Care plan.

Key features of HDFC Life Cardiac Care Policy

  • The policy covers wide list of cardiac conditions and procedures.
  • There will be a fixed lump sum  payout irrespective of the actual expenses faced by the patient for diagnosis or during the  procedure.
  • You can cover multiple Claims of same or different conditions or procedures which are subject to the exhaustion of applicable Sum Insured.
  • You have the option to select Indexation benefit  as this will ensure your protection from medical inflation.
  • You have the option to select Hospitalization benefit to get lump sum payout when you are hospitalized due to any of the covered conditions.
  • Tax benefits under Section 80D of the Income Tax Act 1961
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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.