HDFC Life Cancer Care - Cancer Insurance Policy in India

Table of Content

1. HDFC Life Cardiac Care

2. HDFC Life Click 2 Protect Health

3. HDFC Life Cancer Care

These days, the rising costs of medical treatment and general healthcare have risen to such humungous levels that the added expenses are sufficient to put a severe strain on the financial reserves of any person. The general level of expenditure when it comes to meeting these expenses is extremely high and in case there is no coverage in place, the strain that it puts on the overall budget of a family is extremely strenuous. There are cases where important life goals of a family have had to be put on hold and the reserves meant for them have had to be spent on the treatment of a family member. Therefore, it is extremely essential for you to have a specific health insurance plan in place so that requisite financial coverage can be had for you and your loved ones, in the event of any health-related contingency. A beneficial health insurance plan must offer complete financial coverage and additional benefits as well so that you get extensive benefits in return for the payable premiums.

HDFC Life offers various health insurance plans that come with extensive benefits and overall coverage features for guaranteed financial protection in times of any health-related emergency. These plans have been formulated keeping in mind the required need for having a credible cushion against the financial woes in times of unexpected medical requirements. Following are the various health insurance plans offered by HDFC Life that offer substantial financial coverage in times of need:

1. HDFC Life Cardiac Care:

   This heart disease-specific plan offers comprehensive benefits in times of any heart-related emergency. This plan enables you to meet the required medical expenses in case of any elaborate treatment. The features include the following:

   1. Extensive coverage against the incurred costs for cardiac conditions
   2. The option of receiving a one-time lump-sum pay-out in case of diagnosis of any critical heart disorder
   3. This plan offers the option wherein the policy holder can choose indexation benefit
   4. The policy holder gets to choose the benefit for coverage against costs incurred pre and post hospitalization
   5. There are available tax benefits under Section 80C of the Income Tax Act.

2. HDFC Life Click 2 Protect Health:

   HDFC Life and Apollo Munich health insurance have come together to launch this uniquely beneficial plan that offers joint coverage for life coverage and healthcare insurance. Features of this plan include the following:

   1. Nine plan options for extensive financial coverage for you and your loved ones
   2. Waiver of left over premiums on Accidental Total Permanent  Disability
   3. Lifelong protection options under various plans
   4. The policy holder gets to choose the policy terms and the terms for payment of premiums
   5. There is an additional option for top up of the main plan benefits under which the extra protection features can be added to the main plan

3. HDFC Life Cancer Care:

   This is a cancer-specific plan that offers elaborate benefits in the event of occurrence of cancer. The features include:

   1. The option to avail of lump-sum benefit on the detection and diagnosis of cancer
   2. There are three plan options Platinum, Gold and Silver
   3. Under the Platinum option, there is the feature of regular income for a term of five years
   4. Under Section 80C of the Income Tax Act, there are tax benefits that can availed.

For further details, click on the mentioned link: https://www.hdfclife.com/health-insurance-plans.