Cashless Claims
Step 1: Submit a duly filled pre-authorisation form to any of the network hospitals.
Step 2: Upon submission of the pre-authorisation form, the concerned hospital will communicate the request to the insurance company.
Step 3: Once the request status is approved by your insurer, the insured person can get hospitalised and receive the necessary treatments.
Step 4: The bill generated from the hospital will be directly settled by the insurer before the patient is discharged.
Reimbursement Claims
Step 1: After hospitalisation, pay the bills and carefully preserve each of them carefully.
Step 2: Post-discharge, file a claim to the insurer along with all the bills and receipts.
Step 3: The claim will then be verified and you can track the claim status from the website or by telephonic enquiry.
Step 4: Once the claim is approved the amount will be transferred to your bank account.
To conclude, your parents need health insurance coverage as they become older and suffer from various medical conditions. Fortunately, there is specialised health insurance for parents offering a host of benefits. These provide you and your family with financial security while ensuring that the best treatment options are available to your parents.