RESUME APPLICATION PAY PREMIUM
Fund Performance

Fund Performance

Knowledge Center

Knowledge Center

About Us

About Us

Tools and Calculators

Tools & Calculators

Quick links

Mobile (Download app)
  • Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

RESUME APPLICATION PAY PREMIUM

What do you want to do?

Quick links

Mobile (Download app)

Download HDFC Life App

Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!

Apple Logo Go to Google Play Store

Smart Investment: stay ahead for financial success

down-arrow
May 24, 2019
The market is ever changing and stock prices are not always the same. Someday it is generous and someday it is stingy. It is important to know how not to get caught in the uncertainty and plan ahead.

Here are a few tips:

  1. Don't be a "bull market genius":

    Long-sustained rallies in stock prices can be detrimental to your financial health. Investors can get the impression that it's their investing prowess, their ability to sort through the array of investments available and pick out the winners, that's responsible for the gains they're racking up. But the markets have been kind off-late after the financial crisis and it is a result of that. Do not fall for the illusion that you're in control when it comes to the markets. You can always decide how much to put in stocks vs. bonds.

  2. Don't load up on your portfolio:

    New investors have a tendency to load-up on every new investment options available in the market. It does not create a well-balanced portfolio. When it comes to investing your retirement savings, simpler is better. The more you keep adding investments to your portfolio in the name of diversification.

  3. Focus on fees instead of returns:

    The more control you exercise over how much you pay for investments, the larger corpus you're likely to end up with in retirement. It is better to stick to low-cost index funds.

  4. Ignore others:

    Investment pundits, strategists and analysts are all experts but will only distract you from your goals. Everyone will have their opinion but don't let that distract you from your investment strategy that you so meticulously have created and are earning from. Once you've built a mix of low-cost stock and bond index funds that mirrors your goals and tolerance for risk, it makes sense to stick to it. Continue following your tried and tested strategy and ignore the experts.

If you keep these four strategies in mind, they can prepare you well for any kind of market; smooth or rough.

HDFC Life offers various saving and investment schemes that allow your funds to grow while covering your financial goals at all times.

ARN: EC/06/2017/9792

Show Full Article
Hide Full Article

Term Plan Articles Term Plan Articles

Investment Articles Investment Articles

Savings Articles Savings Articles

Life Insurance Articles Life Insurance Articles

Tax Articles Tax Articles

Retirement Articles Retirement Articles

ULIP Articles ULIP Articles

Health Plans Articles Health Plans Articles

Child Plans Articles Child Plans Articles

Popular Calculators Popular Calculators

Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

LinkedIn profile
Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

LinkedIn profile
Reviewed By Reviewed By:

Here's all you should know about life insurance.

We help you to make informed insurance decisions for a lifetime.

Who Should Know Your Financial Secrets? Here’s Why It Matters!

Who Should Know Your Financial Secrets? Here’s Why It Matters!

Know who in your family should be aware of your financial secrets. Understand why sharing financial information is crucial for securing your family's future.

How Rising Interest Rates Impact Your Investments—and What You Should Do About It

Preserving Your Investment: How New Tax Rules Affect Real Estate Sales Before 2024

Financial Freedom for Women Entrepreneurs: Unlocking Success with the 50-30-20 Strategy

Learn financial freedom for women entrepreneurs with the 50-30-20 strategy. Discover expert tips for balancing dreams, responsibilities, and achieving long-term growth.

Financial Freedom for Women Entrepreneurs: Unlocking Success with the 50-30-20 Strategy
ETFs and what must you know about them Previous
Understanding the latest trends in endowment benefits Next
HDFC life
HDFC life

HDFC Life

Reviewed by Life Insurance Experts

HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

Popular Search

Popular Searches