RESUME APPLICATION PAY PREMIUM
Fund Performance

Fund Performance

Knowledge Center

Knowledge Center

About Us

About Us

Tools and Calculators

Tools & Calculators

Quick links

Mobile (Download app)
  • Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

RESUME APPLICATION PAY PREMIUM

What do you want to do?

Quick links

Mobile (Download app)

Download HDFC Life App

Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!

Apple Logo Go to Google Play Store

What to consider while investing in market-linked instruments in India

down-arrow
July 22, 2019

There are numerous approaches to put resources in the Indian markets. Different kinds of choices have different parameters and highlights. An investor should settle on a decision according to his/her necessities and inclinations. Investors have many available options to invest in, one is market-linked and another is fixed income options.

If we look at the market-linked investment options, they might offer better returns in the long run and are apt for investor who are ready to take a significant amount of risk. These investments are linked to the market, and there are risks associated with the market.

Today, many investors are trying to grab opportunities in the market and managing risk at the same time. Ambitious investors who want to reap high profits in lesser time are investing in market-linked products, whether they are equity-linked, debt-linked or a mix of both. Inclination towards equity-linked products is more as the returns might end up being higher. But, if an investor wants to play safe, then these investment products may not be the right choice.

Based on the financial objectives of the investors, investments can vary from short duration to long duration. In case of a long term investment, some risks can be managed because time-in-hand is more, but still chances of losses are still there. Fixed interest ventures always have an upper hand in such situation.

While creating an investment portfolio, investors must opt for fund diversity to have security and growth at the same time. Investors should keep a mix of securities and funds to keep the chances of high profits.

If we talk of fixed income plans, these do not offer any kind of market leverage because the mode of operation is to keep the principal amount safe and provide growth in the safest manner possible.

Investors who have fund safety as the top priority can invest in fixed income plans. In these type of plans, the returns are fixed and stable till maturity. Some of the common fixed income investment options are different kinds of Government bonds, Company Bonds and Municipal Bonds, Debentures, Bank Fixed Deposit (FD) and Commercial Papers (unsecured debts).

If an investor is new in the field of investment, then he/she must be mulling over the options of market-linked investment or fixed income investment. A good portfolio can be a mixture of both options to increase the chances of good returns in the long run. If the investor is successful in developing such a portfolio, then there will be a bright chance to understand the financial needs and at the same time protect the initial capital.

HDFC Life Click 2 Wealth helps you develop an investment portfolio along with a life cover.


ARN: ED/09/19/15785

Show Full Article
Hide Full Article

Term Plan Articles Term Plan Articles

Investment Articles Investment Articles

Savings Articles Savings Articles

Life Insurance Articles Life Insurance Articles

Tax Articles Tax Articles

Retirement Articles Retirement Articles

ULIP Articles ULIP Articles

Health Plans Articles Health Plans Articles

Child Plans Articles Child Plans Articles

Popular Calculators Popular Calculators

Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

LinkedIn profile
Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

LinkedIn profile
Reviewed By Reviewed By:

Here's all you should know about life insurance.

We help you to make informed insurance decisions for a lifetime.

Why Is Insurance Necessary?

Why Is Insurance Necessary?

Learn the essentials of what is insurance, its types, benefits, and how it protects your finances. Get insights into life and general insurance policies today.

How to Take a Loan Against Life Insurance Policy?

Who is the Insurer and Insured?

Blue Chip Fund

"Blue chip fund invests in stocks / shares of well-established companies with credible financial performance, market capitalization & steady payout of dividends."

Blue Chip Fund
Features of Term Insurance Plan - You Need to Know Before Buying Previous
HDFC Life’s ‘The Memory Project’ creates community to cherish lives of loved ones lost Next
HDFC life
HDFC life

HDFC Life

Reviewed by Life Insurance Experts

HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

Popular Search

Popular Searches