Options available to pay online insurance premium
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There are several options through which you can pay online insurance premium. The first is to visit and log on to the insurance company's website. You can alternately download the insurer's mobile app and use it for making premium payments.
Through the website: For paying the premium through the insurer's website, visit the official website of the insurer and click on the tab of online services portal. From among the options, you need to click on online premium payments tab. You will get options for paying directly or through the customer portal.
For paying directly:
- Select the 'Premium Payment' option for making a payment
- A pop-up will appear on your computer screen illustrating the premium payment process, click on 'proceed'.
- You will be required to enter details such as policy number, installment premium (excluding taxes) and so on. While entering the details, ensure that you have mentioned it correctly and timely or else session will expire and you will have to start the process all over again.
- Enter the captcha code, and select 'I Agree', and click on submit.
- Validate the details mentioned by you in the above step and click on 'Submit'. If you have more than one LIC policy for which you want to make payments, then you can enter the policy number and premium amount (excluding taxes) to the list by scrolling down. Click on proceed once done.
- The next step will show you the number of policies for which premium is being paid and total premium amount to be paid. Click on 'Check & Pay' to make the payments.
- You will have three options to make payment: a) via Internet banking, e-wallets, credit cards, debit cards, American Express Cards, b) Standard Chartered Bank UPI, and c) Axis Pay UPI.
- Choose the option with which you wish to make the payment.
Through customer portal:
This requires registration on the website. If you have already registered, then log in and make the payment. If unregistered, click on the "register now" or the "sign up" link. You will have to fill in your basic information related to policy number, premium, date of birth etc. After registration, log in to your account to make the payment.
- Log-in to your account by entering your details
- Once logged in, click on 'Online Payments'. It will take you to the premium payment portal
- Select the policies for which you wish to make payments and click on 'Check & Pay'.
- The portal will ask you to confirm the details such as mobile number, email id and premium amount once again. Click on 'Check & Pay' after confirming the details.
- Choose the payment gateway to complete your transactions.
HDFC Life offers various online insurance plans that can be availed for a guaranteed future security and financial protection of your loved ones.
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HDFC Life
Reviewed by Life Insurance Experts
HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.
^ Available under Life & Life Plus plan options
#Provided we have received all the relevant and required documents and no further investigation is required. Claim settlement process would be completed within stipulated timelines once the claim request is approved
##Individual claim settlement ratio by number of policies as per audited annual statistics for FY 23-24
***Online Premium for Life Option for HDFC Life Click 2 Protect Super (UIN: 101N145V07), Male Life Assured, Non-Smoker, 20 years of age, Policy term of 25 years, Regular pay, Annual frequency, exclusive of taxes and levies as applicable. (Monthly Premium of 622/30=20.7).
**7% online discount available on 1st year premium only
@As per integrated annual report FY23-24, available on www.hdfclife.com. As of May 2024
~Tax benefits of ₹ 54,600 (₹ 46,800 u/s 80C & ₹ 7,800 u/s 80D) is calculated at highest tax slab rate of 30% on life insurance premium u/s 80C of ₹ 1,50,000 and health premium (Critical illness rider) u/s 80D of ₹ 25,000. Tax benefits are subject to conditions under section 80C, 80D, 10(10D) as per Income Tax Act, 1961. Please consult your tax advisor for more information.