RESUME APPLICATION PAY PREMIUM
Fund Performance

Fund Performance

Knowledge Center

Knowledge Center

About Us

About Us

Tools and Calculators

Tools & Calculators

Quick links

Mobile (Download app)
  • Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

RESUME APPLICATION PAY PREMIUM

What do you want to do?

Quick links

Mobile (Download app)

Download HDFC Life App

Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!

Apple Logo Go to Google Play Store

‘Being Prepared’ should be Step-One in Life and HLV Calculator is the tool you need

down-arrow
February 02, 2024

You can’t predict the future but you can prepare yourself to deal with the challenges that life throws at you. By doing so, you stand a greater chance of quickly moving past the obstacles that it comes up with. Most people understand the significance of being prepared and how it can help in the long run. But not many realize that the most important aspect of being prepared is to sort out the challenge before taking it on.

One of the key steps while preparing for difficult situations in life is to ensure financial stability. If you are the sole breadwinner of the family, it is crucial to plan ahead and safeguard your family from any financial stress when you are not around.

Sometimes, life throws a googly at you and that is when you realize the need for financial planning.

HDFC Life’s Adhura Nahi, Pura Life Insurance campaign highlights the importance of identifying the ideal life cover for you. HDFC Life’s Human Life Value (HLV) calculator is a great way to determine the ideal life insurance cover you will require based on your lifestyle and future expenses. It helps you understand the amount of money, you would need to secure the lives of your loved ones when you are no longer around.

While finalizing the life insurance, most individuals do not factor in inflation and standard of living which can impact the amount of cover required. Financial resources available to the dependents after your death and their financial needs are the two key points to be considered when deciding the extent of life cover

Also Read: Human life value: know it and how to calculate

An HLV calculator takes into account the inflation rates, monthly expenses, income, age, liabilities, etc. to come up with the Human Life Value number.

Visit the HDFCLife.com website to calculate the ideal sum assured and know your Ideal Life Cover' using the Human Life Value Calculator.

ARN: ED/01/22/27404

Term Plan Articles Term Plan Articles

Investment Articles Investment Articles

Savings Articles Savings Articles

Life Insurance Articles Life Insurance Articles

Tax Articles Tax Articles

Retirement Articles Retirement Articles

ULIP Articles ULIP Articles

Health Plans Articles Health Plans Articles

Child Plans Articles Child Plans Articles

Popular Calculators Popular Calculators

Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

LinkedIn profile
Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

LinkedIn profile
Reviewed By Reviewed By:

Here's all you should know about life insurance.

We help you to make informed insurance decisions for a lifetime.

Blue Chip Fund

Blue Chip Fund

"Blue chip fund invests in stocks / shares of well-established companies with credible financial performance, market capitalization & steady payout of dividends."

Diversified Equity Mutual Funds

Insurance Overload: Are You Hoarding Policies Instead of Securing Your Future?

Single Premium Term Insurance: Meaning, Benefits & Types

Explore the details of a Single Premium Policy in term life insurance. This guide provides insights into its meaning, benefits, and types, offering a comprehensive overview.

Single Premium Term Insurance: Meaning, Benefits & Types
I in LIFE stands for Ideal Life Cover Previous
How to Make your Insurance Plan an Investment? Next
HDFC life
HDFC life

HDFC Life

Reviewed by Life Insurance Experts

HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

Popular Search

Popular Searches