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How Insurance is Helping My Family

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How Insurance is Helping My Family
March 07, 2023

Since I was a boy, I dreamed of working for the people, and I’m proud to say I made my dreams come true. I love heading to work every day. Saving lives gives me a sense of purpose.

Hi there, nice to meet you! The name’s Rajendra, but people call me Raj. I’m a husband, a father and a surgeon. I want to tell you about what insurance can do for your loved ones and how it helped my family make it through trying times.

As we speak, my wife Asha trying a new recipe in the kitchen. She’s wonderful, as smart as she is beautiful. I want to make sure I’m doing everything in my power to ensure she’s always well looked after the way she does for me. When our daughter was born she decided to be a stay at home mom. It was around this time that she decided to take out a woman’s insurance plan to ensure little Diya and me a financial security blanket in case of her absence.

Today, Diya is an intelligent and cheerful young child. Between her academic proficiency and her extraordinary tennis skills, her future looks bright. We believe it’s our responsibility to provide her with the opportunity and the means to nurture her talents and fulfil her dreams, whatever they may be. Bearing this in mind, we took out a child’s plan a few years ago. This will keep her insured and provide her with a large corpus once the tenure is up.

As a couple, we know the value of insurance in securing our family’s future. But having insurance was never as important as it was on the night of November 11th, 2015. It was Diwali and I was driving home from work when suddenly there was a crash and everything went dark. A tempo had rammed into my car from the side leaving me with a few broken ribs and a lack of consciousness. I remember coming to in the hospital as I was being wheeled into the ER. I felt like I couldn’t move or breathe and all I could do was panic in place. What was happening to me? And who would take care of Asha and Diya if I could no longer be around? It was one of the most frightening moments of my life.

Image source: https://i.ytimg.com/vi/w3tI5xlODuo/maxresdefault.jpg

I remained hospitalised for almost three weeks, and I didn’t get back to work for another 2 months. It was extremely hard seeing my wife and daughter worry about me. Fortunately my health plan gave them one less thing to stress about, with my hospital bills and prescriptions being taken care of.

I was lucky to get out alive, but sometimes I wonder what things would be like if I hadn’t. It isn’t the nicest thing to think about, I know. But as experience has taught me, it pays to be prepared. And I hope that you take the necessary measures to safeguard yourself and your loved ones against unfortunate events.

As for me, I’m happy being back at work doing what I love. And of course, it’s of some comfort knowing that I have my term insurance plan to rely on, as my patients have me.

HDFC Life has something for everyone. To know more about our insurance policies, visit: www.hdfclife.com

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ARN: ED/12/19/17049

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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