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Invest in Your Future: Get the twin benefits of Guaranteed Returns and life cover!

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Benefits of Investing in Guaranteed Return Investment Plan
January 12, 2024

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The world of investments can be overwhelming for most people. After all, there are multiple financial plans within reach but most of us have hardly any idea as to what’s credible. The purpose of most investments is to reap returns in the future for long-term wealth creation. But there’s no denying that each investment plan comes with associated risks and rewards. For instance, if you invest in equity assets, be prepared to be impacted by any downturn in the stock market. On the other hand, investing in bonds is considered far safer. 

In such a scenario, your best bet is to go for a money saving plan that offers guaranteed1 returns. 

How do guaranteed income plans help?

As the name suggests, guaranteed1 return investment plans offer a guaranteed stream of income, while also providing life cover for the investor. These plans are often chosen by investors who are about to retire or have a specific goal in mind. It’s a safe bet since they do not have to rely on their savings or be constantly wary about the performance of the stock market. 

There are several more benefits of guaranteed1 return investment plans. Investing in these plans is a good way to diversify your portfolio. If you have this investment along with other financial instruments, you will be able to bear market downturns without much impact on your assets. Even if it’s a bearish market and downturns seem to be dominant, guaranteed income products offer stability. 

There’s also the inclusion of life cover in such plans, to make sure your dependents can continue to meet the costs of living even if you are no longer around. 

Benefits of a guaranteed return investment plan 

Go for a guaranteed1 return investment plan if you are looking for long-term wealth creation and at the same time, want financial protection for your loved ones. Most such plans today strike a perfect balance between protection and savings, along with ensuring guaranteed returns on your investment. These are low-risk savings plans that can work well for different kinds of financial goals. 

Go for a sum assured that caters to your requirements. The insurance provider will accordingly come up with a premium for you, which upon maturity, will yield lump sum savings. Furthermore, if the policyholder loses their life in an untoward incident during the tenure, the insurance company will offer a payout to the family. 

The last word

All in all, if you are in search of a plan that doesn’t involve much risk but a guarantee for a peaceful future, go for guaranteed1 return investment plans that beat market volatility and ensure you have guaranteed1 returns despite any fluctuations in the stock market. The advantages are plenty – from getting a regular income to ensuring you don’t run out of money during retirement, to making sure your family is taken care of even if you are no longer around to support them

If you want to grow your wealth in a safe and reliable manner, invest in this financial plan and take control of your future today!

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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