RESUME APPLICATION PAY PREMIUM
Fund Performance

Fund Performance

Knowledge Center

Knowledge Center

About Us

About Us

Tools and Calculators

Tools & Calculators

Quick links

Mobile (Download app)
  • Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

RESUME APPLICATION PAY PREMIUM

What do you want to do?

Quick links

Mobile (Download app)

Download HDFC Life App

Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!

Apple Logo Go to Google Play Store

Invest in Your Future: Get the twin benefits of Guaranteed Returns and life cover!

down-arrow
Benefits of Investing in Guaranteed Return Investment Plan
January 12, 2024

Table of Content

 

The world of investments can be overwhelming for most people. After all, there are multiple financial plans within reach but most of us have hardly any idea as to what’s credible. The purpose of most investments is to reap returns in the future for long-term wealth creation. But there’s no denying that each investment plan comes with associated risks and rewards. For instance, if you invest in equity assets, be prepared to be impacted by any downturn in the stock market. On the other hand, investing in bonds is considered far safer. 

In such a scenario, your best bet is to go for a money saving plan that offers guaranteed1 returns. 

How do guaranteed income plans help?

As the name suggests, guaranteed1 return investment plans offer a guaranteed stream of income, while also providing life cover for the investor. These plans are often chosen by investors who are about to retire or have a specific goal in mind. It’s a safe bet since they do not have to rely on their savings or be constantly wary about the performance of the stock market. 

There are several more benefits of guaranteed1 return investment plans. Investing in these plans is a good way to diversify your portfolio. If you have this investment along with other financial instruments, you will be able to bear market downturns without much impact on your assets. Even if it’s a bearish market and downturns seem to be dominant, guaranteed income products offer stability. 

There’s also the inclusion of life cover in such plans, to make sure your dependents can continue to meet the costs of living even if you are no longer around. 

Benefits of a guaranteed return investment plan 

Go for a guaranteed1 return investment plan if you are looking for long-term wealth creation and at the same time, want financial protection for your loved ones. Most such plans today strike a perfect balance between protection and savings, along with ensuring guaranteed returns on your investment. These are low-risk savings plans that can work well for different kinds of financial goals. 

Go for a sum assured that caters to your requirements. The insurance provider will accordingly come up with a premium for you, which upon maturity, will yield lump sum savings. Furthermore, if the policyholder loses their life in an untoward incident during the tenure, the insurance company will offer a payout to the family. 

The last word

All in all, if you are in search of a plan that doesn’t involve much risk but a guarantee for a peaceful future, go for guaranteed1 return investment plans that beat market volatility and ensure you have guaranteed1 returns despite any fluctuations in the stock market. The advantages are plenty – from getting a regular income to ensuring you don’t run out of money during retirement, to making sure your family is taken care of even if you are no longer around to support them

If you want to grow your wealth in a safe and reliable manner, invest in this financial plan and take control of your future today!

Related Articles:

ARN - ED/10/23/5639

Term Plan Articles Term Plan Articles

Investment Articles Investment Articles

Savings Articles Savings Articles

Life Insurance Articles Life Insurance Articles

Tax Articles Tax Articles

Retirement Articles Retirement Articles

ULIP Articles ULIP Articles

Health Plans Articles Health Plans Articles

Child Plans Articles Child Plans Articles

Popular Calculators Popular Calculators

Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

LinkedIn profile
Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

LinkedIn profile
Reviewed By Reviewed By:

Here's all you should know about life insurance.

We help you to make informed insurance decisions for a lifetime.

What Is Insurance?

What Is Insurance?

Learn the essentials of what is insurance, its types, benefits, and how it protects your finances. Get insights into life and general insurance policies today.

Blue Chip Fund

Diversified Equity Mutual Funds

Insurance Overload: Are You Hoarding Policies Instead of Securing Your Future?

Find out exactly how many insurance products do you need to protect your familys future. Avoid policy overload and secure peace of mind with expert insights.

Insurance Overload: Are You Hoarding Policies Instead of Securing Your Future?
Life Insurance Myths Previous
Four Ways You Can Determine Surrender Value of Your ULIP’s Fund Next
HDFC life
HDFC life

HDFC Life

Reviewed by Life Insurance Experts

HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

Disclaimer

1. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term

Popular Search

Popular Searches