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Behind the Journey Ashwani Aggarwal

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Behind the Journey Ashwani Aggarwal
March 28, 2023

In this policy, the investment risk in the investment portfolio is borne by the policyholder.

Do you come face-to-face with something that irks you on a daily basis? Perhaps you see people litter or cross the white line at traffic signals. You see it and get annoyed but resign yourself to the fact that there’s nothing you can do about it. Ashwani Aggarwal has a similar story. The design student saw people urinating on the road every day when he walked home from the studio. Instead of saying he couldn’t do anything, Ashwani decided to fix the problem.

He used the waste materials easily accessible to him, including a 20-litre plastic bottle, to build a urinal. He installed it along the road and took the first step towards solving India’s sanitation and plastic waste problem. Ashwani’s mother invested in his idea and gave him a small amount of money that he used to start Basic Shit. Now, Ashwani builds low-cost toilets using waste materials. Over time, he has worked on improving his designs and even provided urinals for music festivals across India’s big cities.

So far, Ashwani has installed over 180 toilets in four cities. His dream is to create a toilet every 200 metres. For his business to grow and succeed, Ashwani needs to plan his finances carefully. Since he started in 2014, Ashwani has put aside some part of his profits. He intends to dip into these funds to expand his business.

Ashwani took care of his finances first, allowing him to pursue his dreams absolutely carefree. You can do the same. Prudent planning enables you to build a corpus for a financially secure future. You can purchase a Unit-Linked Insurance Plan (ULIP) and enjoy the benefits of life coverage and investment opportunities under a single policy. Once you plan your finances for the future, you can freely pursue your passion and make a difference in the world.

You can watch Ashwani Aggarwal’s journey here –

ARN: ED/02/23/926

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

Life Insurance Coverage is available in this product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. Unit Linked Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. The various funds offered under this contact are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The above-mentioned plan names are only the names of the categories of plan.

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