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How to Become an Insurance Agent?

A career as a insurance agent is a great opportunity for those who intend to enhance their income, make their free time productive, and genuinely help others secure their family’s financial future. With flexible working hours, awards and high commissions, for top performance, the job as an insurance consultant can make your dream of a stable financial future a reality. ...Read More

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    Financial freedom

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    Flexible work hours

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    Rewards & Recognition

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    Get skilled & groomed

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    Professional Guidance

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    Training

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    Service Support

Create Your Own Future.

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Who Can Become an Insurance Agent?

Besides understanding how to be an insurance agent, you should also know who can become an insurance advisor. Anyone ambitious, willing to learn, has sales and communication skills, and meets the minimum age and insurance qualification criteria can consider the insurance business opportunity.  Some of the eligible candidates are:

 

Housewives

Housewife

Housewives possess immense time management skills. They can understand the needs of a family. This quality helps them relate well to their client’s personal as well as family circumstances. With these qualities, they can effectively execute the role of a life insurance consultant. The flexible working hours help them balance their responsibilities with work enabling them to leverage their free time to gain some income.

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Retired

Retired

The vast experience and established network, retirees are the most eligible candidates. By understanding the importance of financial planning, they relate well with clients looking for insurance options for themselves and their loved ones. The job of an insurance sales representative can be fulfilling as they can stay active. They feel satisfied that they are helping others with financial decisions.

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Salaried

Salaried

Salaried individuals are moulded to work in structured environments and possess customer service, team building, and organisational skills. With these qualities, they can adapt well to the role of an insurance distributor.

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Self Employed

Self Employed

Sales and customer handling skills are natural to self-employed individuals. In addition, they have a ready customer database. An insurance agent ability lies in building a personal network and generating leads, and the self-employed are good at it.

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Professional

Professional

Professional financial advisors are adept at financial planning. They have an in-depth knowledge of financial products, investment strategies, balancing risk and rewards, etc. If they choose to take up the opportunity after understanding how to become insurance agent, they can effectively guide individuals to make informed decisions.

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Qualifications Required to be an HDFC Insurance Agent

Being informed about the qualifications required to be an HDFC insurance agent is equally important as being aware of how to become insurance agent. To become an HDFC insurance agent:

  • You should be 18 years old

  • A 10th standard pass is the minimum qualification required.

  • An IRDAI certificate after completing a mandatory insurance training program. 

  • You should qualify for a state-level exam to obtain a license to sell insurance policies.

Steps to become an Insurance Agent

Now that you know how to become a life insurance agent, these are the steps to become an insurance distributor.

1
1

Fill an application

Insurance agent registration by filling out an application or signing up online is the first step to how to become insurance agent.

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2

Submit Document

Submitting the required documents is the next step to how to become insurance agent. The list of documents is ––age proof, address proof, education proof, PAN card, Aadhar Card, passport-size photographs, and a cancelled cheque

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3

Training and Certification

Undergoing the mandatory IRDAI training program and taking up the exam to obtain a license to sell insurance products.

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4

Appointment

After completing the agency process you receive an appointment letter from the insurance company. Thereafter, you have to attend an in-house advisor induction program which helps you understand the brand and their product range.

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Why Choose HDFC Life as Your Platform?

The reasons to choose HDFC Life as your platform are:

  • Scope to earn commissions and incentives as your business expands.

  • Flexible hours which enable you to work from anywhere and at any time.

  • The state-of-the-art technology support to reach your customers anywhere. You can fix appointments, discuss opportunities, and track your commission online.

  • A wide range of products to help individuals choose the right plan to align with their specific needs and goals.

  • Training programmes to enhance your sales skills.

  • Various incentives for top performers.

  • In-depth training about their products and assistance in managing calls and meetings.

  • A dedicated relationship manager to assist you. Well-designed orientation programmes to help you reach your goals.

Success Stories of our DigiFCs

Here are some stories of successful insurance agents:

Sivaramakrishnan A N-Consultant

Be your own Boss! With no up-front monetary Investment. DigiFC is the answer!

Paul Thekkekara-Consultant

Partnering with DigiFC, HDFC Life has been a transformative decision for me.

Shweta Dubey-Consultant

I had a positive experience and helped me for personal and professional growth.

Jordan Alfred Andrades-Consultant

The decision to join DigiFC - HDFC Life has been a game-changer for me.

FAQs on How to Become an Insurance Agent

1 How does one become an Insurance Agent?

You can become an insurance agent by following the steps for how to become insurance agent. They are: filling up a form, submitting documents such as age proof, address proof, education proof, PAN and Aadhaar Card, and passport-size photographs, undergoing the IRDAI training program and certification exam, and getting an appointment letter from the insurance recruiter.

2 What are the qualifications for an Insurance Agent?

To become an insurance agent, the applicant must be at-least 18 years old, should have passed 10th grade, and have undergone the IRDAI training program and certification exam.

3 Are insurance agents in high demand?

Yes. With the growing awareness about financial and retirement planning, insurance agents are in high demand. Prospective buyers seek their advice to simplify the insurance purchase ordeal. With an in-depth knowledge of financial planning and insurance products, they guide the buyers to choose the right plan, aligning with their needs and goals.

4 Is it hard to be an Insurance Agent?

No. It is not hard to be an insurance agent. With the right skills and certifications, advisors can help their clients choose the right plans to secure their future. With unlimited earning scope, they can convert this opportunity into a rewarding career.

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