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HDFC Life Group Micro Term Insurance
HDFC Life Group Micro Term Insurance
UIN: 101N171V01Ensure financial security of your employees and their families
Life cover for members
Option to choose Two Year Single Premium Contract.
Issuance without medicals
Why is HDFC Life Group Micro Term Insurance just right for you?
A Non-Participating Non-Linked Group Micro Term Insurance Plan
The product is specially design to cater the employees of Micro Finance institutions, co-operatives and Members/employees of the other homogenous groups.
Provide Life cover to the members at a nominal cost.
Option to choose Two Year Single Premium Contract.
Option to choose a Joint Life cover with spouse coverage at attractive rates.
Available without any Medical examinations.
The product is specially design to cater the employees of Micro Finance institutions, co-operatives and Members/employees of the other homogenous groups.
Provide Life cover to the members at a nominal cost.
Option to choose Two Year Single Premium Contract.
Option to choose a Joint Life cover with spouse coverage at attractive rates.
Available without any Medical examinations.
Your Plan Benefits
View the benefit available for you
- 4 Step Process
- Features
4 Step Process
4 Step Process
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Step 1 : You have the option to choose between the two available variants for the group:
- Variant 1 – One Year Renewable Term
- Variant 2 – Two Year Single Premium Option
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Step 2: The Sum Assured for each member shall be proposed by The Master Policyholder and may vary from one member to another.
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Step 3: The member in the group has the option to cover his/her spouse by choosing the Joint Life option available under both variants.
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Step 4: The benefit under both the variants are payable on the death of the member. Under Joint Life, the benefit is payable on the death of first life and the policy will terminate after the payment of death benefit on the first life and cover on second life ceases
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Minimum / Maximum Age at Entry1 |
Variant 1 - 18 years to 65 years (age as on last birthday) Variant 2 - 18 years to 64 years (age as on last birthday) |
Minimum / Maximum Maturity Age |
Variant 1 – 19 years to 66 years (age as on last birthday) Variant 2 – 20 years to 66 years( age as on last birthday) |
Policy Term |
Variant 1 - One Year Renewable Term. Variant 2 – Two Year Term |
Premium Payment Frequency |
Variant 1 - Annual, Half-yearly, Quarterly and Monthly Variant 2 – Single Premium |
Minimum Sum Assured (₹.) |
₹ 1,000 per member |
Maximum Sum Assured (₹.) |
₹ 2,00,000 per member |
Minimum Group Size |
Group: 5 members |
Maximum Group Size |
No Limit |
1. In Joint Life Option Both Life should meet the Criteria of Minimum and Maximum Age at Entry
ARN: EU/07/22/28282
Thank you for your interest!
This product is currently being updated.
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