So Much More

Renew your insurance cover for life.

Get treatment on a cashless basis across nearly 10,000 cashless network hospitals.

With this, get treated in any city across India without any co-payment, and irrespective of where you bought the policy from.

No loading of renewal premium just because you claimed it or fell ill after taking the policy.

Life-long renewal
Get access to life-long renewal regardless of your health status or previous claims made under your policy, except on grounds of fraud or misrepresentation by the insured person.

Waiting period
The waiting periods mentioned in the policy wording will get reduced by 1 year on every continuous renewal of your policy.

Renewal premium
These are subject to change with prior approval from IRDAI. Any change in benefits or premium (other than due to change in Age) will be done with the approval of the Insurance Regulatory and Development Authority and will be intimated at least 3 months in advance.

Withdrawal of policy
In the likelihood of this policy being withdrawn in future, intimation will be sent to insured person about the same 3 months prior to expiry of the policy. Insured person will have the option to migrate to similar indemnity health insurance policy available at the time of renewal with all the accrued continuity benefits, waiver of waiting period etc; provided the policy has been maintained without a break as per portability/migration guidelines issued by IRDAI.

Migration
Any insured person in the policy has the option to migrate to similar indemnity health insurance policy available at the time of renewal subject to underwriting with all the accrued continuity benefits, waiver of waiting period etc; provided the policy has been maintained without a break as per portability/migration guidelines issued by IRDAI.

Portability
This plan offers you easy portability. So, if you are insured under another insurer’s health insurance policy you can transfer to HDFC Life Insurance company limited with all your accrued benefits at the time of renewal after due allowances for waiting periods and enjoy all the unbelievable benefits.