Life Insurance
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HDFC Life Insurance Products
HDFC Life Click 2 Protect Super
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A plan that provides you varying cover along with comprehensive protection as per your evolving needs.
UIN: 101N145V01
Get back all premiums paid on survival till maturity with Return of Premium option
Additional amount payable in case of accidental death during policy term
Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
Option to choose increasing Death Benefit up to 200% under Life option
Option to vary your Death Benefit according to your need under Life Goal option
Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) and Total and Permanent Disability (through WOP Disability option)
Option to choose Additional Cover for Spouse
HDFC Life Smart Protect Plan
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A plan that addresses your long-term savings needs and also provides you protection in the form of a life cover
UIN: 101L175V01
Return of 2X to 3X Mortality Charge from 11th policy year
Return of 2X Premium Allocation Charge from policy year 10 to 13 years
Return of Fund Management Charge (FMC) on Maturity
Return of 2X of Investment Guarantee Charge on Maturity12
Option to reduce your death benefit after a chosen period under Decreasing Cover and Decreasing Cover with Capital Guarantee plan options
Get minimum Assured Benefit on Maturity under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options
HDFC Life Click 2 Achieve
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A Non-Participating, Non-Linked Savings Insurance Plan that offers flexibility to customize the benefits
Enjoy a Guaranteed Immediate Income with the freedom to select the duration of your choice according to specific requirements.
Tailor your plan with customizable options for Lump Sum, periodic income, or money-back features.
Choose the desired Death Benefit Multiple that suits your preferences.
Decide the amount of income you wish to receive, perfectly tailored to your needs.
Opt for a Guaranteed income that remains consistent throughout the income period or escalates.
Provide peace of mind concerning your child's future, with a built-in premium waiver in case of occurrences like death, critical illness, and total permanent disability.
Acknowledge and reward exceptional achievements with the Outstanding Achievement Award.
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Term Insurance Plans
HDFC Life Click 2 Protect Super
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A plan that provides you varying cover along with comprehensive protection as per your evolving needs.
UIN: 101N145V01
Get back all premiums paid on survival till maturity with Return of Premium option
Additional amount payable in case of accidental death during policy term
Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
Option to choose increasing Death Benefit up to 200% under Life option
Option to vary your Death Benefit according to your need under Life Goal option
Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) and Total and Permanent Disability (through WOP Disability option)
Option to choose Additional Cover for Spouse
HDFC Life Smart Protect Plan-
A plan that addresses your long-term savings needs and also provides you protection in the form of a life cover
UIN: 101L175V01
Return of 2X to 3X Mortality Charge from 11th policy year
Return of 2X Premium Allocation Charge from policy year 10 to 13 years
Return of Fund Management Charge (FMC) on Maturity
Return of 2X of Investment Guarantee Charge on Maturity12
Option to reduce your death benefit after a chosen period under Decreasing Cover and Decreasing Cover with Capital Guarantee plan options
Get minimum Assured Benefit on Maturity under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options
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Savings Plans
HDFC Life Click 2 Achieve
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A Non-Participating, Non-Linked Savings Insurance Plan that offers flexibility to customize the benefits
Enjoy a Guaranteed Immediate Income with the freedom to select the duration of your choice according to specific requirements.
Tailor your plan with customizable options for Lump Sum, periodic income, or money-back features.
Choose the desired Death Benefit Multiple that suits your preferences.
Decide the amount of income you wish to receive, perfectly tailored to your needs.
Opt for a Guaranteed income that remains consistent throughout the income period or escalates.
Provide peace of mind concerning your child's future, with a built-in premium waiver in case of occurrences like death, critical illness, and total permanent disability.
Acknowledge and reward exceptional achievements with the Outstanding Achievement Award.
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T&C*
1. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
2. This option can be exercised in any policy year greater than 30, but not during the last 5 policy years. This feature is not available if Life Goal or Return of Premium option is selected.
3. Sum Assured on Death, up to a maximum of Rs. 2 Cr. will be accelerated in case of diagnosis of terminal illness during the policy term. This feature is available till age 80 for Life and Life Plus option.
4. Guaranteed Benefit is paid on survival during policy term provided all due premiums are paid during the premium payment term.
5. Sum Assured multiple upto 100X depending on your age, premium, payment and policy term.
6. This is applicable for first year premium only.
7. Available under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options.
8. HDFC Life Guaranteed Income Insurance Plan UIN: 101N146V02. A Non-Linked, Non-Participating Individual Life Insurance Savings Plan.
9. HDFC Life Sanchay Par Advantage (UIN: 101N136V03), A Non-Linked Participating, Life Insurance Plan coverage is available in this product.
- Provided all due premiums have been paid and the policy is in force.
- This option is available for entry ages 50 to 60 years.
#Tax benefits are subject to conditions under Section 10 and other provisions of the Income Tax Act, 1961. Tax Laws are subject to change from time to time.
#. The customer is requested to seek tax advice from his Chartered Accountant or personal tax advisor with respect to his personal tax liabilities under the Income-tax law.
^~. Total Premiums Paid are the total of all the premiums received, excluding any extra premium, any rider premium and taxes. In case ROP option has been selected, Total Premiums Paid includes premium paid for base plan option and the additional premium paid for ROP option. This benefit is available under Life and Life Plus option only.
