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RESUME APPLICATION PAY PREMIUM

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Why HDFC Life Sampoorn Samridhi Plus?

A Non-Linked, Participating, Life Insurance plan that gives you more control over your financial position

  • Extend life cover up to 100 years of age

  • Get additional benefits in case of death due to accident

  • Loan facility available under this policy

  • Limited premium payment term equal to policy term less 5 years

  • Tax benefits available as per prevailing tax laws1

  • Guaranteed Additions2 of 3% to 5% p.a. of "Sum Assured on Maturity" for first 5 years (in addition to declared bonuses)

  • Extend life cover up to 100 years of age

  • Get additional benefits in case of death due to accident

  • Loan facility available under this policy

  • Limited premium payment term equal to policy term less 5 years

  • Tax benefits available as per prevailing tax laws1

  • Guaranteed Additions2 of 3% to 5% p.a. of "Sum Assured on Maturity" for first 5 years (in addition to declared bonuses)

 
  1. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes
  2. Please read the product brochure for complete details
 
  1. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes
  2. Please read the product brochure for complete details

Get guaranteed additions

As per your premium payment terms.

Compare the benefits given for the two options available

  • Endowment Option
  • Endowment with Whole Life Option

Endowment Option

 (Lump sum payment at the end of policy term)

Heart-Icon Maturity Benefit

  • At the end of the policy term, provided all due premiums have been paid; you will receive the aggregate of: 

    • Sum Assured on Maturity
    • Accrued Guaranteed1 Additions
    • Accrued Reversionary bonuses (if declared)
    • Interim bonus (if declared)
    • Terminal bonus (if declared)

  • Your policy terminates after payment of maturity benefit and no more benefits are payable.

  • Disclaimer:

    1. The plan provides additional boosters in the form of guaranteed additions, provided the policy is in force. The Guaranteed Additions are payable at maturity or death, whichever is earlier. The rate of Guaranteed Additions will depend upon the policy term and will accrue during the first 5 years of the policy.

    For complete details, please read the product brochure.

     

Heart-Icon Death Benefit

  • Upon death of the life assured, provided all due premiums have been paid; the nominee would receive highest of the following:

    • Sum Assured on Death + Accrued Guaranteed Additions + Accrued Reversionary Bonuses (if declared) + Interim bonus (if declared) + Terminal bonus (if declared)
    • 105% of total premiums paid1 till date

  • Where Sum Assured on Death, shall be the highest of:

    • Sum Assured on Maturity, which is the absolute amount of benefit guaranteed to be payable on maturity of the policy in accordance with the terms and conditions of the policy
    • An absolute amount assured to be paid on death, which is equal to the Sum Assured on Maturity
    • 10 times Annualized Premium2 for entry age up to 50 years and 7 times Annualized Premium2 for entry age greater than 50 years

  • Get an additional sum equal to Sum Assured in case of death due to accident. An Accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. Accidental Death means death by or due to a bodily injury caused by an Accident, independent of all other causes of death. Accidental Death must be caused within 180 days of any bodily injury.

  • Disclaimer :

    1. Total Premiums Paid means total of all the premiums received, excluding any extra premium, any rider premium and taxes.
    2. Annualised premium means premium amount payable in a year, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.

    For complete details, please read the product brochure.

     

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Check your Eligibility

Before buying HDFC Life Sampoorn Samridhi Plus

ELIGIBILITY CRITERIA

Eligibility Criteria

Minimum

Maximum

ENTRY AGE

30 days

60 years

MATURITY AGE

18 years

75 years

POLICY TERM

15 years

40 years

PREMIUM PAYMENT TERM

Policy Term less 5 years

PREMIUM 

 
  • Yearly: ₹ 12,000
  • Half Yearly: ₹ 6,000
  • Quarterly: ₹ 3,000
  • Monthly: ₹ 1,000

No limit, subject to satisfactory board approved underwriting policy

SUM ASSURED ON MATURITY1

₹ 65,463

No limit, subject to satisfactory board approved underwriting policy

HIGH SUM ASSURED REBATE
(per 1000 Sum Assured on Maturity)
  • 4.5 for ₹ 1,50,000 - ₹ 3,00,000
  • 6 for ₹ 3,00,000 - ₹ 5,00,000
  • 7.5 for ₹ 5,00,000 and more
  1. Sum Assured on Maturity means an absolute amount of benefit which is guaranteed to become payable on maturity of the policy.

    2. All age mentioned above are age last birthday.

    For all ages, risk commences from the date of inception of the contract.

    In cases where Life Assured is a minor, the policy will automatically vest on him or her attaining 18 years of age.

    For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

Customise your cover with these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider- Non Linked

    UIN: 101B041V01

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
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The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

Disclaimer

T&C*

  1. Flexibility to opt for life cover upto age of 100 years under Endowment with Whole Life Plan Option. The plan should be chosen at policy inception and cannot be altered later. Minimum and Maximum age of entry are 30 days and 60 years respectively.
  2. The plan provides additional boosters in the form of guaranteed additions, provided the policy is in force. The Guaranteed Additions are payable at maturity or death, whichever is earlier. The rate of Guaranteed Additions will depend upon the policy term and will accrue during the first 5 years of the policy.

ARN: EU/07/21/24452