In India, the minimum age to purchase insurance for NRI is 18 years, and the maximum age is around 60-66 years.
- Webpages
- Documents
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
For NRI Customers
(To Buy a Policy)
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Call (All Days, Local charges apply)
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Email ID
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Whatsapp
(If you're our existing customer)
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Call (Mon-Sat, 10am-9pm IST, Local Charges Apply)
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Email ID
For Online Policy Purchase
(New and Ongoing Applications)
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Call (All Days & Toll free)
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Schedule a call
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Whatsapp
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Give missed call to buy a policy
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Email
Branch Locator
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Locate a branch
For Existing Customers
(Issued Policy)
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Whatsapp
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Call (Mon to Sat, from 10 am to 7 pm, Call charges apply)
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Email
Fund Performance Check
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Call (Missed Call)
Why Choose HDFC Life?
Special benefits for NRIs
- International office in Dubai
- Dedicated support for buying and service requirements via call, SMS, and email
- Dedicated NRI medical centers in Dubai and Muscat
* Individual death claim settlement ratio by number of policies as per audited annual statistics for FY 2023-24
^ As per IRDAI public disclosures for the year ended March 31, 2024
# As per HDFC Life Integrated Annual Report FY 2023 - 2024
Insuring India with Pride
FY 2023-24
3660 Cr #
Bonus paid
535 #
branches across India
1584 Cr ^
Individual death claim amount paid
8545 Cr ^
Maturity amount paid
Insuring India with Pride
FY 2023-24
6.6 Cr #
number of lives covered
99.5% *
individual claim settlement ratio
2.9 L Cr #
Assets under management
13.34 L Cr #
Total Sum Assured
Already have an in-progress application? Continue from where you left
Already have an in-progress application? Continue from where you left
Mandatory Documents Required
Photograph
PAN Card Copy
ID Proof
Income Proof
FATCA (Foreign Account Tax Compliance Act) Form
ECS/SI Mandate
Address Proof
Passport Copy
NRI Questionnaire
Eligibility Criteria for NRIs to invest in India
Age Limit
PAN Card Requirements
Applicant needs to have a PAN card (If not available, then they need to submit a declaration in lieu of PAN card, in company format stating that customer is not a tax resident of India.)
NRE/NRO Account Requirements
Applicant needs to have NRE or NRO account to transfer funds.
Residence status
The list of individuals mentioned below is eligible to purchase NRI insurance in India.
- Indian citizens with a valid passport who are temporarily residing or employed abroad are known as non-resident Indians (NRIs)
- Individuals of Indian descent (PIO) or Indian citizens living abroad (OCI): Citizens of foreign nations that satisfy the following requirements, excluding Bangladesh and Pakistan
> Formerly held an Indian passport
> Have parents or grandparents who were Indian citizens according to the Indian Constitution or the Citizenship Act of 1955
> Is the legal partner or spouse of an Indian national
Mandatory Documents Required
Photograph
- Passport Size Photo
PAN Card Copy
- In PAN card is unavailable, declaration in lieu of PAN card
- Clear copy of PAN card
ID Proof
Valid Passport Copy
Masked Aadhaar
Permanent Driving License
Voter ID Card
Income Proof
Form 16 / ITR
Bank statement
FATCA (Foreign Account Tax Compliance Act) Form
- Duly filled & signed form
ECS/SI Mandate
Duly filled & signed NACH Mandate OR
Register on eNACH
Address Proof
- For Permanent Indian Address - Valid Passport Copy, Masked Aadhar, Permanent Driving License, Voter ID Card
- For Overseas address - Utility Bills (not more than 2 months old, Valid lease agreement, Valid merchant marine contract letter, Employer letter mentioning the address (not more than 2 months old), Document issued by FPRO (Foreigners Regional Registration Office) * subject to Indian address is mentioned as permanent address in application form with valid address proof document for Permanent address
Passport Copy
- When application is submitted without the physical prsence of customer (Non Face to Face), only front & back side of valid passport image required
- When application is submitted in presence of customer (Face to Face), complete set of al pages of passport copy required with latest entry & exit date clearly visible
NRI Questionnaire
- Duly filled & signed questionnaire
Knowledge Centre
Onboarding Process Guide
Watch this video to understand how an HDFC Life policy is issued in a few steps. Faster, simpler, and hassle-free!
Medical Process Guide
A step-by-step video to help you schedule and attend a medical appointment!
Financial Tools & Calculator
FAQs on NRI Life Insurance
1.
Who is an NRI?
An NRI (Non-Resident Indian) is an Indian citizen who lives abroad for a certain period. Similarly, a PIO (Person of Indian Origin) includes individuals who have held an India passport, have Indian lineage through parents or grandparents, or are married to an Indian citizen. Additionally, people holding an OCI (Overseas Citizenship of India) card also meet these criteria.
2.
Can NRIs purchase a life insurance policy in India?
Yes, Non-Resident Indians (NRIs), Persons of Indian Origin (PIOs) and OCI (Overseas Citizenship of India) can buy life insurance in India in the same way as resident Indians.
3.
How can I buy the insurance policy? Do I need to be present in India to buy a life insurance policy?
NRIs can buy a life insurance policy abroad or during their visit to India. You can also purchase insurance cover online from the country of your residence by submitting the required details/ documents.
4.
How is the medical examination of an NRI applicant done?
If the NRI applicant is present in India to buy the insurance policy, the medical examination can be conducted in India. The insurance company will bear the cost. In case the medical examination is conducted abroad, the applicant must take the prescribed health tests at their own expense if there are no affiliated healthcare centres in the country of current residence, and send the report to the insurer.
Articles
Hear it from our customers
Chandra Shekhar Gupta
The policy seems to be impressive and will be beneficial in future. I am confident that I have invested at the right place in the right time which will pay me high return and secure my future from day one.
07-08-2024
Poojitha Peruri
The whole policy process, time and the fund details presented in the site and real live updates everthing is great !!!!!! Compared to other insurers .. i felt is hdfc is super 9/10
06-07-2024
Sourav Wadhwa
Very Good Experience. Staff of HDFC LIFE is very cooperative. They helped a lot till issuance of policy.
16-07-2024
Nikhil Mittal
The overall process is too fast and error free and the concept of virtual medical test is a great idea its saves a lot of time of customer. Love HDFC
20-06-2024
Prashant Tiwari
Your representative cleared everything and it was quick process from explaining to medical test to policy issue. I am happy with the service.
24-07-2024
Jyesta Neelima
The online documents submission to verification process completed very smoothly and policy got issued
15-08-2024
Contact Us
For Assistance in India, please visit our nearest branch
Click on “Chat With Us” to chat or scan QR
* As per audited annual statistics for FY 2023-24
^ As per IRDAI public disclosures for the year ended March 31, 2024
# As per HDFC Life Integrated Annual Report FY 2023 - 2024
ARN - DS/12/24/18761