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Protecting Your Family with HDFC Life Click 2 Protect 3D Plus

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November 19, 2016

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Can you honestly say that you aren't afraid of what the future has in store for you? You may worry about not meeting your deadlines at work, or not being able to accomplish all your dreams and goals. Most us of us fear the future in some way or another; simply because the future isn't predictable. We never know what is going to happen in a few days from now, a few months from now, or a few years from now. Despite all the ambiguity that the future holds, there is one very simply thing you can do to protect your family's financial future - you can purchase a term plan.

Unfortunately, not all term plans offer the kind of coverage we're looking for. Luckily, HDFC Life has introduced a new online term plan - Click 2 Protect 3D Plus. This elaborate plan covers not just death, but also provides certain benefits in case of disability and critical illness. There are 9 different plan options for you to choose from, allowing you to find a plan that perfectly fits your needs. Still not convinced? Here's how our plan helped 3 very different individuals - Raghu, Ranbir, and Radhika.

Raghu, 30 - Software Engineer

As an engineer, I always try to plan for every eventuality.This is why I decided to purchase a term plan. Although I'm still a single man and I don't have any dependents, I would like to leave my parents with some additional cash flow if anything were to happen to me. Luckily HDFC Life's Click 2 Protect 3D Plus term plan now offers lifelong protection, so I don't have to worry about the cover expiring as I get older. I know it sounds morbid, thinking about death, and planning for your family's life after your death, but I can rest easy, knowing that my parents will never have a lack of funds, and that the money from this plan will help them if I am no longer around to do it myself.This way, all the people I love will always be taken care of!

Ranbir, 40 - Tour Manager

I have always been a family man. I try to come home from work at a decent time every day so that I can spend time with my wife and my daughter. As the only earning member of our small family, I realised that I needed to take a few steps to make sure nothing would happen to my girls if anything were to happen to me. This is why I decided to purchase a term plan. Every year, I put away a small amount of money, but at least I know that if anything were to happen to me, my family's financial future would not be affected.

A few days ago, while I was out on work, the bus I was in met with a very bad accident. I injured my spine, and the doctor's say that I will never be able to walk again. Not being able to move around freely curbs my life as a tour manager, and I have to take time off from work, until I find something more suited to my new capabilities. The only silver lining in all of this is that the cover in my term plan won't be affected. HDFC Life's Click 2 Protect 3D Plus plan has waived off all my future premiums, while keeping my plan running. I guess it's a good thing I chose HDFC Life.

Radhika, 45 - Self-employed

I like to think of myself as an entrepreneur. I run my own law firm, and we specialise in women's rights. I thought I had it all: good health, a nice home and wonderful parents. My parents are retired now, and they are thoroughly enjoying life. My aim is to one day be just like them. Happy and completely care free. The only thing that my parents didn't do well was plan for their own retirement. They have money, and are mostly self-sufficient, but they don't have excess funds to go on holiday together, or travel as often as they'd like, to meet their relatives. I thankfully earn enough to send them on regular vacations, but what would my parents do without me? The thought plagued me for some time, but I finally found myself a great term plan. Now, if anything happens to me, my parents will always be taken care of. I even opted to have the life cover paid to them in annual instalments, so that they aren't overwhelmed with so much money all at once.

A few days ago, I had some mild chest pains and had to go to the hospital. The doctor found a blockage, and had to do an angioplasty. I had a good health plan, so I wasn't too worried about finances, but I did have to take it easy at work. Luckily for me, I had chosen the HDFC Life Click 2 Protect 3D Plus Term Plan, 3D Life option. Once I had to do the angioplasty, they waived off all my future premiums, but will keep my plan going. The peace of mind I get from having this term plan is nothing short of utter bliss.

"Raghu, Ranbir and Radhika all made the right choice of securing their family's financial future with a term plan. If you'd like to protect your family as well, then have a look at our HDFC Life Click 2 Protect 3D Plus plan. Covering the 3Ds - Death, Disability and Disease, this plan is a great way to ensure that you always take care of your family."

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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