RESUME APPLICATION PAY PREMIUM
Fund Performance

Fund Performance

Knowledge Center

Knowledge Center

About Us

About Us

Tools and Calculators

Tools & Calculators

Quick links

Mobile (Download app)
  • Webpages
  • Documents
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment
  • HDFC Life ClassicAssure PlusInvestment

For NRI Customers

(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

Branch Locator

For Existing Customers

(Issued Policy)

Fund Performance Check

RESUME APPLICATION PAY PREMIUM

What do you want to do?

Quick links

Mobile (Download app)

Download HDFC Life App

Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!

Apple Logo Go to Google Play Store

Protecting Your Family with HDFC Life Click 2 Protect 3D Plus

down-arrow
November 19, 2016

Table of Content

 

Can you honestly say that you aren't afraid of what the future has in store for you? You may worry about not meeting your deadlines at work, or not being able to accomplish all your dreams and goals. Most us of us fear the future in some way or another; simply because the future isn't predictable. We never know what is going to happen in a few days from now, a few months from now, or a few years from now. Despite all the ambiguity that the future holds, there is one very simply thing you can do to protect your family's financial future - you can purchase a term plan.

Unfortunately, not all term plans offer the kind of coverage we're looking for. Luckily, HDFC Life has introduced a new online term plan - Click 2 Protect 3D Plus. This elaborate plan covers not just death, but also provides certain benefits in case of disability and critical illness. There are 9 different plan options for you to choose from, allowing you to find a plan that perfectly fits your needs. Still not convinced? Here's how our plan helped 3 very different individuals - Raghu, Ranbir, and Radhika.

Raghu, 30 - Software Engineer

As an engineer, I always try to plan for every eventuality.This is why I decided to purchase a term plan. Although I'm still a single man and I don't have any dependents, I would like to leave my parents with some additional cash flow if anything were to happen to me. Luckily HDFC Life's Click 2 Protect 3D Plus term plan now offers lifelong protection, so I don't have to worry about the cover expiring as I get older. I know it sounds morbid, thinking about death, and planning for your family's life after your death, but I can rest easy, knowing that my parents will never have a lack of funds, and that the money from this plan will help them if I am no longer around to do it myself.This way, all the people I love will always be taken care of!

Ranbir, 40 - Tour Manager

I have always been a family man. I try to come home from work at a decent time every day so that I can spend time with my wife and my daughter. As the only earning member of our small family, I realised that I needed to take a few steps to make sure nothing would happen to my girls if anything were to happen to me. This is why I decided to purchase a term plan. Every year, I put away a small amount of money, but at least I know that if anything were to happen to me, my family's financial future would not be affected.

A few days ago, while I was out on work, the bus I was in met with a very bad accident. I injured my spine, and the doctor's say that I will never be able to walk again. Not being able to move around freely curbs my life as a tour manager, and I have to take time off from work, until I find something more suited to my new capabilities. The only silver lining in all of this is that the cover in my term plan won't be affected. HDFC Life's Click 2 Protect 3D Plus plan has waived off all my future premiums, while keeping my plan running. I guess it's a good thing I chose HDFC Life.

Radhika, 45 - Self-employed

I like to think of myself as an entrepreneur. I run my own law firm, and we specialise in women's rights. I thought I had it all: good health, a nice home and wonderful parents. My parents are retired now, and they are thoroughly enjoying life. My aim is to one day be just like them. Happy and completely care free. The only thing that my parents didn't do well was plan for their own retirement. They have money, and are mostly self-sufficient, but they don't have excess funds to go on holiday together, or travel as often as they'd like, to meet their relatives. I thankfully earn enough to send them on regular vacations, but what would my parents do without me? The thought plagued me for some time, but I finally found myself a great term plan. Now, if anything happens to me, my parents will always be taken care of. I even opted to have the life cover paid to them in annual instalments, so that they aren't overwhelmed with so much money all at once.

A few days ago, I had some mild chest pains and had to go to the hospital. The doctor found a blockage, and had to do an angioplasty. I had a good health plan, so I wasn't too worried about finances, but I did have to take it easy at work. Luckily for me, I had chosen the HDFC Life Click 2 Protect 3D Plus Term Plan, 3D Life option. Once I had to do the angioplasty, they waived off all my future premiums, but will keep my plan going. The peace of mind I get from having this term plan is nothing short of utter bliss.

"Raghu, Ranbir and Radhika all made the right choice of securing their family's financial future with a term plan. If you'd like to protect your family as well, then have a look at our HDFC Life Click 2 Protect 3D Plus plan. Covering the 3Ds - Death, Disability and Disease, this plan is a great way to ensure that you always take care of your family."

Similar Articles:

Term Plan Articles Term Plan Articles

Investment Articles Investment Articles

Savings Articles Savings Articles

Life Insurance Articles Life Insurance Articles

Tax Articles Tax Articles

Retirement Articles Retirement Articles

ULIP Articles ULIP Articles

Health Plans Articles Health Plans Articles

Child Plans Articles Child Plans Articles

Popular Calculators Popular Calculators

Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

LinkedIn profile
Author Profile Written By:
Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

LinkedIn profile
Reviewed By Reviewed By:

Here's all you should know about life insurance.

We help you to make informed insurance decisions for a lifetime.

4 Common Mistakes to Avoid When Planning to Buy Term Insurance

4 Common Mistakes to Avoid When Planning to Buy Term Insurance

Term Insurance is the kind of life insurance that gives you coverage for a specified period. Here are the mistakes you must avoid while buying a term plan!

What are the documents required to buy term insurance?

Top Secrets to Help You Choose the Best Term Plan

How to Choose the Right Premium and Policy Term for Term Insurance

Essential tips for selecting the right premium and policy term for term insurance. Learn about human life value, cost, riders, and more to secure your familys future.

How to Choose the Right Premium and Policy Term for Term Insurance
Best Term Insurance Plan in 2017 Previous
Why is C2PP3D the Ideal Term Insurance for You? Next
HDFC life
HDFC life

HDFC Life

Reviewed by Life Insurance Experts

HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER

We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

Popular Search

Popular Searches