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Impact of GST Infographic

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November 07, 2017
Impact of GST on Insurance Premiums

With an increase in the insurance premium, the competition among the different insurers is expected to become more intense. Insurance companies will try to offer improved products to increase market share, which would benefit the consumers. The premium charged by insurers not only includes the risk element but also incorporates other factors. These include agents' commissions, documentation, and issuance fees. The higher GST rate is expected to make insurance policies costlier. To reduce this impact, insurance companies are expected to decrease the costs of the other charges included in the premium.
The increase in premium is not the only factor an individual must consider while purchasing insurance. The security of loved ones in case of an adverse event plays an important role in making the right decision. HDFC Life Click 2 Protect 3D Plus offers cover for Death, Disability and Disease.

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.

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