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Is Investing In Cardiac Care Plan The Way To Go?

November 13, 2018
In today's world the malpractice of adding preservatives and unhealthy material to our food has become extremely common and we can rarely trust a source for getting healthy and organic food. These added preservatives have quite a drastic effect on our body, these preservatives combined with the amount of sugar and fat intake that we have take a huge toll on our heart's health as well. Clogging up the major arteries while also putting strain on the heart.

These various components when in tandem with a not so fit lifestyle make the heart work double overtime aging the heart even more quickly as compared to your body's age. Adding smoking to this careless lifestyle alleviates your chances of having cardiac diseases. Just like any other disease, Cardiac diseases can be scary but could cost a lot to be treated - taking a toll on the family financially, mentally as well as physically. Having to see the primary bread earner of the family go through the ordeal of having regular checkups, procedures and tests is a lot for the family to go through as a whole. Even after the major procedures may be over, continuous post surgery treatments as well as elongated treatment sessions can adversely affect your finances.

With the alarming rise in cases of cardiac ailments on a rise in India as well as around the world and medical expenses going through the roof, People are now understanding the need for exclusive financial protection for cardiac conditions and procedures. They understand that it is important to be financially healthy even if your body might not be a hundred percent at that time while also keeping in mind that they have to sustain their family in case the unfortunate scenario comes true. That is why a cardiac care plan has become a viable choice for young adults as well as people who have a family that they want to look after their family as well.

The HDFC Life Cardiac Care Plan is a comprehensive plan aimed at providing financial protection in case you are diagnosed with a cardiac condition or are undergoing a procedure as covered under the policy. While providing comprehensive cover for an extensive list of cardiac ailments and procedures, it also provides you with the option to choose hospitalisation benefit to get lump sum payout in case you are hospitalised due to any of the covered conditions. Providing a fixed lump sum payout irrespective of the actual expenses occurred during your procedure, this plan also provides you with the option to choose indexation benefit which allows you to stay ahead of medical inflation while also providing exemplary income tax benefits.

For more information please visit:

https://www.hdfclife.com/health-insurance-plans/cardiac-care.

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Francis Rodrigues Francis Rodrigues

Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.

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Vishal Subharwal Vishal Subharwal

Vishal Subharwal heads the Strategy, Marketing, E-Commerce, Digital Business & Sustainability initiatives at HDFC Life. He is responsible for crafting and ensuring successful implementation of the overall organisation strategy.

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