Facts to Consider for Cancer Insurance Policy Cancer Care
In recent times, cancer has emerged as a very deadly disease which has caused innumerable casualties across the world. In fact, it is one of the most feared diseases to have ever emerged ion the evolutionary stage of mankind. Most expert consider it to be a lifestyle disease one that has been compounded by factors such as lack of healthy life style choices, alcohol or tobacco abuse, substance abuse, unhealthy food choices, pollution, ill-defined options of personal life etc. People who have started to figure out that these things are causing us harm, have taken appropriate measures to abstain from non organic produce and have taken measures to use protective masks while outside as well as keeping air purifiers inside their homes, but again only taking these few measures will not solve anything, we in our lives are seeing examples of people who led the best and healthiest of lives becoming affected by cancer. The treatment involved is extensive, elaborate and involves a lot of factors that put a direct impact on your finances as well.
Taking out a general healthcare policy is never enough, as it means getting a general coverage with little or no scope of coverage towards specific diseases, including cancer. The matter of fact is that there are certain random benefits that can be availed of under the purview of a cancer-specific policy rather than a general healthcare insurance plan.
While choosing a cancer insurance policy, following are certain facts that must be considered:
Ensure complete coverage:
The treatment required is quite extensive and elaborate. This, no doubt, means that the kind of coverage that you must seek has to be extensive and complete. Therefore, while choosing any plan, remember that the sum assured must match the due requirements.Go cashless:
As India is still a growing economy, it does not have a lot highly regarded hospitals, the best surgeons are usually found in premier hospitals and no wonder that there is usually a long time to wait before you get the chance to be admitted. In any case, a traditional health care policy as well as a cancer-specific policy gives you the option of going cashless, which, in actuality means that the insurer treats certain hospitals as “network-hospitals” with a defined liaison on the accepted terms and conditions of coverage. This goes beyond the regularly defined parameters of insurance.Ensure that sufficient riders are added:
The policy that you undertake must have a set term for riders and additional privileges in the shape of beneficial extra-coverage pointer5s, known as riders. These riders ensure that extra-coverage is provided without any extra burden on your pocket.
HDFC Life offers HDFC Life Cancer Care- a cancer-specific plan that offers extensive benefits and cancer-specific treatment and additional coverage costs in case of any such related emergency. The benefits offered are extensive and completely in view of the extended requirements. For further details, kindly click on the mentioned link: https://www.hdfclife.com/health-insurance-plans/cancer-care-insurance.
Term Plan Articles
Investment Articles
Savings Articles
Life Insurance Articles
Tax Articles
Retirement Articles
ULIP Articles
Subscribe to get the latest articles directly in your inbox
Health Plans Articles
Child Plans Articles
Popular Calculators
Here's all you should know about life insurance.
We help you to make informed insurance decisions for a lifetime.
HDFC Life
Reviewed by Life Insurance Experts
HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance plans - protection, pension, savings, investment, annuity and health.
Popular Searches
- Term Insurance Calculator
- Investment Plans
- Investment Calculator
- Investment for Beginners
- Best Short Term Investments
- Best Long Term Investments
- 5 year Investment Plan
- savings plan
- ulip plan
- retirement plans
- health plans
- child insurance plans
- group insurance plans
- income tax calculator
- bmi calculator
- compound interest calculator
- income tax slab
- Income Tax Return
- what is term insurance
- Ulip vs SIP
- tax planning for salaried employees
- HRA Calculator
- Annuity From NPS
- Retirement Calculator
- Pension Calculator
- nps vs ppf
- short term investment plans
- safest investment options
- one time investment plans
- types of investments
- best investment options
- best investment options in India
- Term Insurance for Housewife
- Money Back Policy
- 1 Crore Term Insurance
- life Insurance policy
- NPS Calculator
- Savings Calculator
- life Insurance
- Gratuity Calculator
- Zero Cost Term Insurance
- critical illness insurance
- itc claim
- deductions under 80C
- section 80d
- Whole Life Insurance
- benefits of term insurance
- types of life insurance
- types of term insurance
- Benefits of Life Insurance
- Endowment Policy
- Term Insurance for NRI
- Term Insurance for Women
- Term Insurance for Self Employed
- Benefits of Health Insurance
- Health Insurance for Senior Citizens
- Health Insurance for NRI
- Best Term Insurance Plan for 1 Crore
- personal accident insurance
- Annuity Calculator
- Life Insurance Calculator