HDFC Life product offerings for Bandhan Bank
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Key Features*
HDFC Life Click 2 Protect Life
A plan that provides benefits to you as per your altering lifestyle and life stage needs.
UIN: 101N139V05
A plan that provides benefits to you as per your altering lifestyle and life stage needs.
UIN: 101N139V05
- Option to avail cover for Whole of Life4.
- Get income payouts from age 60 onwards under Income Plus Option.
- Get additional Sum Assured on Accidental Death (through ADB option)5.
- Get back all premiums paid on survival till maturity with Return of Premium option6.
- Enjoy special premium rates for female lives and non-tobacco users.
- Avail Waiver of Premium on diagnosis of Critical Illness (through WOP CI option)5.
- Option to avail cover for Whole of Life4.
- Get income payouts from age 60 onwards under Income Plus Option.
- Get additional Sum Assured on Accidental Death (through ADB option)5.
- Get back all premiums paid on survival till maturity with Return of Premium option6.
- Enjoy special premium rates for female lives and non-tobacco users.
- Avail Waiver of Premium on diagnosis of Critical Illness (through WOP CI option)5.
Protection -
Key Features*
HDFC Life Click 2 Protect Super
Looking for complete protection under one plan at affordable cost along with tax benefits7
UIN: 101N145V04
Looking for complete protection under one plan at affordable cost along with tax benefits7
UIN: 101N145V04
- Get back all premiums paid on survival till maturity with Return of Premium option
- Additional amount payable in case of accidental death during policy term
- Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
- Option to choose increasing Death Benefit up to 200% under Life option
- Option to vary your Death Benefit according to your need under Life Goal option
- Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) and Total and Permanent Disability (through WOP Disability option)
- Option to choose Additional Cover for Spouse
- Get back all premiums paid on survival till maturity with Return of Premium option
- Additional amount payable in case of accidental death during policy term
- Provides Acceleration of Death benefit on diagnosis of specified terminal illnesses, till age 80 years.
- Option to choose increasing Death Benefit up to 200% under Life option
- Option to vary your Death Benefit according to your need under Life Goal option
- Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) and Total and Permanent Disability (through WOP Disability option)
- Option to choose Additional Cover for Spouse
Protection -
Key Features*
HDFC Life Sanchay Par Advantage
A Savings Plan with immediate income option to take care day to day expenses and various financial goals along with life cover.
UIN: 101N136V03
A Savings Plan with immediate income option to take care day to day expenses and various financial goals along with life cover.
UIN: 101N136V03
- Get assured life cover up to 100 years of age3.
- Choose between immediate income or deferred income options.
- Enjoy enhanced benefits for policies with Annual Premium of ₹ 1 lakh and above.
- Flexibility to choose payout date based on your various milestones and financial goals.
- Minimum Death Benefit 105% of the total premiums paid10
- Get assured life cover up to 100 years of age3.
- Choose between immediate income or deferred income options.
- Enjoy enhanced benefits for policies with Annual Premium of ₹ 1 lakh and above.
- Flexibility to choose payout date based on your various milestones and financial goals.
- Minimum Death Benefit 105% of the total premiums paid10
Savings -
Key Features*
HDFC Life Sanchay Fixed Maturity Plan
A Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan that ensures you and your loved ones are financially protected.
UIN: 101N142V06
A Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan that ensures you and your loved ones are financially protected.
UIN: 101N142V06
- Single/ Joint Life Cover - Option to choose cover on Single Life or Joint Life basis
- Guaranteed1 Savings – Stay assured of the returns
- Optional Riders – Enhance your protection coverage with rider options on payment of additional premium
- Flexibility of Premiums –Option of single premium/limited pay/regular pay premium payment option
- Choice of Policy Terms – Option to choose from a range of Policy Terms upto 40 years
- Single/ Joint Life Cover - Option to choose cover on Single Life or Joint Life basis
- Guaranteed1 Savings – Stay assured of the returns
- Optional Riders – Enhance your protection coverage with rider options on payment of additional premium
- Flexibility of Premiums –Option of single premium/limited pay/regular pay premium payment option
- Choice of Policy Terms – Option to choose from a range of Policy Terms upto 40 years
Savings -
Key Features*
HDFC Life Sanchay Plus
A traditional Savings Plan with guaranteed1 regular returns to fulfill your family’s dreams with ease, whilst safeguarding their future against the unforeseen events.
UIN: 101N134V23
A traditional Savings Plan with guaranteed1 regular returns to fulfill your family’s dreams with ease, whilst safeguarding their future against the unforeseen events.
UIN: 101N134V23
- Enjoy steady guaranteed1 income up to 99 years of age with our Life Long Income option.
- Flexibility to choose guaranteed1 income as a lump sum or as regular income for 10/12/ 25/30 years or upto 99 years based on your needs.
- Choose to receive guaranteed1 returns as lumpsum2 to meet your various financial goals, or as a regular income.
- In case of the death of the insured during the policy period, the nominee has the option to receive death benefit as lump sum or regular income as per benefit payout schedule
- Enjoy enhanced benefits for policies with Annual / Single Premium greater than ₹ 1.5 lakh.
- Enjoy steady guaranteed1 income up to 99 years of age with our Life Long Income option.
- Flexibility to choose guaranteed1 income as a lump sum or as regular income for 10/12/ 25/30 years or upto 99 years based on your needs.
- Choose to receive guaranteed1 returns as lumpsum2 to meet your various financial goals, or as a regular income.
- In case of the death of the insured during the policy period, the nominee has the option to receive death benefit as lump sum or regular income as per benefit payout schedule
- Enjoy enhanced benefits for policies with Annual / Single Premium greater than ₹ 1.5 lakh.
Savings -
In this policy, the investment risks in the investment portfolio is borne by the policyholder
Key Features*HDFC SL ProGrowth Flexi
Build your wealth over a long period to meet your various financial milestones while you stay insured
UIN: 101L072V05
Build your wealth over a long period to meet your various financial milestones while you stay insured
UIN: 101L072V05
- Get additional sum assured in case of accidental death.
- Choose from 10 fund options.
- Choose sum assured up to 40 times of annual premium.
- Option to make partial withdrawal from funds to meet financial emergencies, if any7.
- Get additional sum assured in case of accidental death.
- Choose from 10 fund options.
- Choose sum assured up to 40 times of annual premium.
- Option to make partial withdrawal from funds to meet financial emergencies, if any7.
Investment -
Key Features*
HDFC Life Systematic Retirement Plan
A limited premium deferred annuity plan with flexibility to choose premium payment term, deferment period and annuity payout date.
UIN: 101N143V07
A limited premium deferred annuity plan with flexibility to choose premium payment term, deferment period and annuity payout date.
UIN: 101N143V07
- Pay premiums systematically for a limited premium paying term
- Option to defer annuity payouts by choosing the deferment period
- Guaranteed8 income for whole of life
- Option to receive annuity monthly, quarterly, half-yearly or yearly
- Option of Return of Total Premiums Paid on death
- Pay premiums systematically for a limited premium paying term
- Option to defer annuity payouts by choosing the deferment period
- Guaranteed8 income for whole of life
- Option to receive annuity monthly, quarterly, half-yearly or yearly
- Option of Return of Total Premiums Paid on death
Annuity -
Key Features*
HDFC Life Pension Guaranteed Plan
A single premium pension plan with single or joint life cover option to plan the financial security of 2 people
UIN: 101N118V11A single premium pension plan with single or joint life cover option to plan the financial security of 2 people
UIN: 101N118V11- Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
- Choose single or joint life Annuity9.
- Choice to increase your annuity payout anytime through Top up option.
- Option to receive annuity monthly, quarterly, half-yearly or yearly based on your financial needs.
- Policy loan facility available under the plan
- Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
- Choose single or joint life Annuity9.
- Choice to increase your annuity payout anytime through Top up option.
- Option to receive annuity monthly, quarterly, half-yearly or yearly based on your financial needs.
- Policy loan facility available under the plan
Annuity - Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
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Key Features*
HDFC Life Group Credit Protect Plus Insurance Plan
UIN: 101N096V04
UIN: 101N096V04
- The HDFC Life Group Credit Protect Plus Insurance Plan is a tailor made insurance policy for members of financial institutions. In event of death, disability or critical illness of the insured member(s), it will protect their families from the burden of repaying the outstanding loan to the financial institution.
- The HDFC Life Group Credit Protect Plus Insurance Plan is a tailor made insurance policy for members of financial institutions. In event of death, disability or critical illness of the insured member(s), it will protect their families from the burden of repaying the outstanding loan to the financial institution.
Groups -
Key Features*
HDFC Life Group Suraksha
UIN: 101N135V02
UIN: 101N135V02
- HDFC Life Group Suraksha is a Non Linked, Non Participating Group Micro-insurance Product.
- HDFC Life Group Suraksha is a Non Linked, Non Participating Group Micro-insurance Product.
Groups -
Key Features*
HDFC Life Click 2 Achieve NEW LAUNCH
UIN: 101N186V04
Customize the benefits with this flexible savings plan.
UIN: 101N186V04
Customize the benefits with this flexible savings plan.
- Guaranteed1 Benefits
- Flexibility in choice of benefits
- Increasing upto 10% p.a11
- Guaranteed1 Benefits
- Flexibility in choice of benefits
- Increasing upto 10% p.a11
Savings Plan
*T&C Apply.
1. Provided all due premiums have been paid and the policy is in force.
2. Lump sum benefit is available under Guaranteed Maturity option. Regular Income is available under Guaranteed Income, Long Term Income and Life Long Income options.
3. Applicable on choosing a policy term as (100 - age at entry) years.
4. Available under Life Protect and Income Plus Options only.
5. WoP on diagnosis of CI is available as in inbuilt feature under Life & CI Rebalance Option and on payment of extra premium under Life Protect Option (Fixed Term variant). ADB option is available on payment of extra premium under Life Protect Option.
6. Available as an inbuilt feature under Income Plus Option and on payment of extra premium under Life Protect Option (Fixed Term variant) and Life & CI Rebalance Option.
7. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
8. Amount of guaranteed income will depend upon premiums paid subject to applicable terms and conditions.
9. In the case of joint life annuities the payout continues till either of the lives chosen in the policy is alive.
10. Total Premiums Paid is the total of all the premiums received, excluding any extra premium, any rider premium and taxes.
Bandhan Bank Ltd. is a Corporate Agent for HDFC Life Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0530.
The Plans offered are underwritten by HDFC Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis and is not linked to availment of any other facility from the bank.
HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
ARN: BA/06/24/12720
