HDFC Life product offerings for Bandhan Bank
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Key Features*
HDFC Life Click 2 Protect Super
A Non-Linked, Non Participating, Individual, Pure Risk Premium / Savings LIfe Insurance Plan
UIN: 101N145V06
A Non-Linked, Non Participating, Individual, Pure Risk Premium / Savings LIfe Insurance Plan
UIN: 101N145V06
- Get back all Premium(s) paid on survival till maturity with Return of Premium4 option
- Get additional amount payable in case of accidental death5 during policy term
- Provides Acceleration of Death Benefit6 on diagnosis of specified terminal illnesses, till age 80 years.
- Option to choose increasing Death Benefit up to 200% under Life option
- Option to vary your Death Benefit according to your need under Life Goal option
- Avail Waiver of Premium on diagnosis of Critical Illness (through WOP CI7 option) and Total and Permanent Disability (through WOP Disability7 option)
- Option to choose Additional Cover for Spouse8
- Option to financially protect your parent (s) / grandparent (s) till their survival under Parent Secure Option5.
- Get back all Premium(s) paid on survival till maturity with Return of Premium4 option
- Get additional amount payable in case of accidental death5 during policy term
- Provides Acceleration of Death Benefit6 on diagnosis of specified terminal illnesses, till age 80 years.
- Option to choose increasing Death Benefit up to 200% under Life option
- Option to vary your Death Benefit according to your need under Life Goal option
- Avail Waiver of Premium on diagnosis of Critical Illness (through WOP CI7 option) and Total and Permanent Disability (through WOP Disability7 option)
- Option to choose Additional Cover for Spouse8
- Option to financially protect your parent (s) / grandparent (s) till their survival under Parent Secure Option5.
Protection -
Key Features*
HDFC Life Sanchay Par Advantage
A Non-Linked Participating, Life Insurance Plan that customizes your Savings Plan to match your expenses and financial needs
UIN: 101N136V04
A Non-Linked Participating, Life Insurance Plan that customizes your Savings Plan to match your expenses and financial needs
UIN: 101N136V04
- Get assured life cover up to 100 years of age2.
- Choose between immediate income or deferred income options.
- Enjoy enhanced benefits for policies with Annual Premium of ₹ 1 lakh and above.
- Flexibility to choose payout date based on your various milestones and financial goals.
- Minimum Death Benefit 105% of the total premiums paid3.
- Get assured life cover up to 100 years of age2.
- Choose between immediate income or deferred income options.
- Enjoy enhanced benefits for policies with Annual Premium of ₹ 1 lakh and above.
- Flexibility to choose payout date based on your various milestones and financial goals.
- Minimum Death Benefit 105% of the total premiums paid3.
Savings -
Key Features*
HDFC Life Sanchay Fixed Maturity Plan
A Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan that ensures you and your loved ones are financially protected.
UIN: 101N142V07
A Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan that ensures you and your loved ones are financially protected.
UIN: 101N142V07
- Single/ Joint Life Cover - Option to choose cover on Single Life or Joint Life basis
- Guaranteed1 Savings – Stay assured of the returns
- Optional Riders – Enhance your protection coverage with rider options on payment of additional premium
- Flexibility of Premiums –Option of single premium/limited pay/regular pay premium payment option
- Choice of Policy Terms – Option to choose from a range of Policy Terms upto 40 years
- Single/ Joint Life Cover - Option to choose cover on Single Life or Joint Life basis
- Guaranteed1 Savings – Stay assured of the returns
- Optional Riders – Enhance your protection coverage with rider options on payment of additional premium
- Flexibility of Premiums –Option of single premium/limited pay/regular pay premium payment option
- Choice of Policy Terms – Option to choose from a range of Policy Terms upto 40 years
Savings -
Key Features*
HDFC Life Sanchay Plus
A traditional Savings Plan with guaranteed1 regular returns to fulfill your family’s dreams with ease, whilst safeguarding their future against the unforeseen events.
UIN: 101N134V24
A traditional Savings Plan with guaranteed1 regular returns to fulfill your family’s dreams with ease, whilst safeguarding their future against the unforeseen events.
UIN: 101N134V24
- Enjoy steady guaranteed1 income up to 99 years of age with our Life Long Income option.
- Flexibility to choose guaranteed1 income as a lump sum or as regular income for 10/12/ 25/30 years or upto 99 years based on your needs.
- Choose to receive guaranteed1 returns as lumpsum to meet your various financial goals, or as a regular income.
- In case of the death of the insured during the policy period, the nominee has the option to receive death benefit as lump sum or regular income as per benefit payout schedule
- Enjoy enhanced benefits for policies with Annual / Single Premium greater than ₹ 1.5 lakh.
- Enjoy steady guaranteed1 income up to 99 years of age with our Life Long Income option.
- Flexibility to choose guaranteed1 income as a lump sum or as regular income for 10/12/ 25/30 years or upto 99 years based on your needs.
- Choose to receive guaranteed1 returns as lumpsum to meet your various financial goals, or as a regular income.
- In case of the death of the insured during the policy period, the nominee has the option to receive death benefit as lump sum or regular income as per benefit payout schedule
- Enjoy enhanced benefits for policies with Annual / Single Premium greater than ₹ 1.5 lakh.
Savings -
Key Features*
HDFC Life Pension Guaranteed Plan
A single premium pension plan with single or joint life cover option to plan the financial security of 2 people
UIN: 101N118V12A single premium pension plan with single or joint life cover option to plan the financial security of 2 people
UIN: 101N118V12- Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
- Choose single or joint life Annuity11.
- Choice to increase your annuity payout anytime through Top up option.
- Option to receive annuity monthly, quarterly, half-yearly or yearly based on your financial needs.
- Policy loan facility available under the plan
- Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
- Choose single or joint life Annuity11.
- Choice to increase your annuity payout anytime through Top up option.
- Option to receive annuity monthly, quarterly, half-yearly or yearly based on your financial needs.
- Policy loan facility available under the plan
Annuity - Choose the purchase price you wish to pay and choose the annuity amount you wish to receive.
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Key Features*
HDFC Life Group Credit Protect Plus Insurance Plan
UIN: 101N096V06
UIN: 101N096V06
- The HDFC Life Group Credit Protect Plus Insurance Plan is a tailor made insurance policy for members of financial institutions. In event of death, disability or critical illness of the insured member(s), it will protect their families from the burden of repaying the outstanding loan to the financial institution.
- The HDFC Life Group Credit Protect Plus Insurance Plan is a tailor made insurance policy for members of financial institutions. In event of death, disability or critical illness of the insured member(s), it will protect their families from the burden of repaying the outstanding loan to the financial institution.
Groups -
Key Features*
HDFC Life Group Suraksha
UIN: 101N135V03
UIN: 101N135V03
- HDFC Life Group Suraksha is a Non Linked, Non Participating Group Micro-insurance Product.
- HDFC Life Group Suraksha is a Non Linked, Non Participating Group Micro-insurance Product.
Groups -
Key Features*
HDFC Life Click 2 Achieve NEW LAUNCH
Customize the benefits with this flexible savings plan.
UIN: 101N186V05
Customize the benefits with this flexible savings plan.
UIN: 101N186V05
- Guaranteed1 Benefits
- Flexibility in choice of benefits
- Increasing upto 10% p.a11
- Guaranteed1 Benefits
- Flexibility in choice of benefits
- Increasing upto 10% p.a11
Savings Plan -
Key Features*
HDFC Life Sampoorn Nivesh
A Unit Linked Non-Participating Individual Life Insurance Savings Plan with loyalty additions and multiple fund options to help you optimize your investment.
UIN: 101L103V03
A Unit Linked Non-Participating Individual Life Insurance Savings Plan with loyalty additions and multiple fund options to help you optimize your investment.
UIN: 101L103V03
- Choose from 14 Funds to optimize your investment returns.
- We allocate your premium in investment funds of your choice.
- In case of an accidental death of the insured, we will pay additional sum assured9 to the nominee.
- Loyalty Additions to enhance your fund value after 10 years.
- Get 4 Fund Switch, Future Premium Redirection absolutely free in a policy year.
- Option to make partial withdrawal from funds to meet financial emergencies, if any.
- Choose from 14 Funds to optimize your investment returns.
- We allocate your premium in investment funds of your choice.
- In case of an accidental death of the insured, we will pay additional sum assured9 to the nominee.
- Loyalty Additions to enhance your fund value after 10 years.
- Get 4 Fund Switch, Future Premium Redirection absolutely free in a policy year.
- Option to make partial withdrawal from funds to meet financial emergencies, if any.
ULIP Plan - Choose from 14 Funds to optimize your investment returns.
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Key Features*
HDFC Life Smart Pension Plus
A Non-Linked Non-Participating Individual/Group Annuity Savings Plan
UIN: 101N173V09
A Non-Linked Non-Participating Individual/Group Annuity Savings Plan
UIN: 101N173V09
- Guaranteed10 Annuity Income for whole of life by paying premiums for a Single or Limited payment term
- One plan catering to both Single and Joint Life11
- Single plan offering both Immediate Annuity and Deferred Annuity
- Flexible payout options to receive your Annuity amount – Monthly, Quarterly, Half-yearly or Yearly
- 4 annuity options to choose from
- Option to defer Annuity payouts by choosing the deferment period
- Guaranteed10 Annuity Income for whole of life by paying premiums for a Single or Limited payment term
- One plan catering to both Single and Joint Life11
- Single plan offering both Immediate Annuity and Deferred Annuity
- Flexible payout options to receive your Annuity amount – Monthly, Quarterly, Half-yearly or Yearly
- 4 annuity options to choose from
- Option to defer Annuity payouts by choosing the deferment period
Annuity Plan
*T&C Apply.
1. Provided all due premiums have been paid and the policy is in force.
2. Applicable on choosing a policy term as (100 - age at entry) years.
3. Total Premiums Paid is the total of all the premiums received, excluding any extra premium, any rider premium and taxes.
4. Available under Life and Life Plus plan options, upon payment of additional Premium(s)
5. Available as inbuilt feature under Life Plus plan option
6. Available as inbuilt feature under Life and Life Plus plan options
7. Available for all plan options, upon payment of additional premiums
8. Available only with Life plan option
9. Additional Sum Assured on accidental death is paid under Extra Life Option.
10. The word “Guaranteed” and “Guarantee” mean that annuity payout is fixed once the policy has been purchased.
11. In the case of Joint Life annuities the payout continues till either of the lives chosen in the policy is alive.
Bandhan Bank Ltd. is a Corporate Agent for HDFC Life Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0530.
The Plans offered are underwritten by HDFC Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis and is not linked to availment of any other facility from the bank.
HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
ARN: BA/06/24/12720
